Benefit plans can add considerable value to an employee’s overall compensation, and they are a key reason that many employees take—or decline—employment opportunities. That makes it important to evaluate benefit plans before taking a new job. Group health insurance benefits Group health insurance is the…
“No one is indispensable,” goes the saying. But as many small business owners know, there may be one or more people whose knowledge, work, and overall contribution is in fact vital to the company. Many small businesses aren’t prepared for the consequences if the business owner or…
Life insurance is one of those topics about which I often hear questions. Many people don’t quite understand why they need to pay for a life insurance policy—or they are afraid that they might eventually need to use one. Most of us want to insure…
You can do a lot on your smartphone today. You can buy a new pair of pants, order dinner, and watch a movie. You can also keep track of your calendar, monitor your bank account, and even check your credit score. And if you get…
When you’re young and working, retirement planning isn’t always a top priority. Many people defer that kind of thinking until well into their middle years when genuine fears sink in about their readiness for retirement. Retirement years should be something to look forward to—but they…
No one wants to talk about death, but unfortunately far too many people put off discussing life insurance until it is too late. When you have others relying on you and your income, your death can spell disaster for them. The bottom line is that…