The first quarter of the year is often when employers share information about your retirement account contributions. However, it’s a good idea to keep track of your contributions throughout the year. If your employee compensation package guarantees matching funds, then you’ll want to keep an eye…
In 2013, the payroll tax holiday that lowered workers’ taxes by 2 percent came to an end. This effectively raised each individual’s payroll tax from 4.2 percent to 6.2 percent. That might not sound like a lot, but employees have already found that the change…
When you’re sitting there, unemployed (or underemployed), trying to hold on to your house and keep food on the table somehow, you probably don’t really care that the money in your 401(k) was intended for your retirement. In fact, it’s likely you’re feeling a little…
If you’re working a regular 9-to-5 job with good benefits, you probably have access to an employer-sponsored investment account such as a 401(k). While it’s not always a guarantee these days, your employer may also match your contributions to such an account as an added…
When you’re young and working, retirement planning isn’t always a top priority. Many people defer that kind of thinking until well into their middle years when genuine fears sink in about their readiness for retirement. Retirement years should be something to look forward to—but they…
While an investment portfolio is great way to build wealth, many investors are unaware of the variety of fees that are a part of just about every investment one can make. Mutual funds, annuities, stocks, and essentially all other investment vehicles come with fees attached. Some fees show up…