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About the Equifax Finance Blog

The Equifax Finance Blog features practical personal finance advice from the most trusted name in credit for over 100 years and some of the best-known experts in the industry on topics like insurance, real estate, tax, retirement and of course, credit. Get answers to your money questions and the latest information to help you make smart choices about your financial life.

Ilyce Glink , Managing Editor


Ilyce Glink is the author of over a dozen books, including the bestselling 100 Questions Every First-Time Home Buyer Should Ask and Buy, Close, Move In! Her nationally syndicated column, "Real Estate Matters," appears in newspapers from coast-to-coast, and her Expert Real Estate Tips YouTube channel has nearly 4 million views. She is the Managing Editor of the Equifax Finance Blog, publisher of ThinkGlink.com, and owner of digital communications agency Think Glink Media. In addition to her WSB radio show and WGN radio contributions, she is also a frequent guest on National Public Radio. Ilyce is a frequent contributor to Yahoo and CBS News.

Janet Dedrick


Janet Dedrick is a Strategic Consultant with the Equifax Analytical Center of Excellence. Janet covers US Consumer credit trends reporting and analysis in addition to supporting Equifax client analytical initiatives. Prior to Equifax, Janet worked in the financial services industry in various roles, including risk management and banking regulatory policy areas. Janet holds an MBA from the University of Chicago.

Diane Moogalian


Diane Moogalian is Vice President of Operations for Equifax Personal Solutions. Prior to joining Equifax in 2007, Diane held several strategic roles with leading financial services companies. Diane graduated from the University of Richmond with a Bachelor of Science in Business Administration (Marketing and Economics) and earned a Certificate in International Business from Virginia Commonwealth University.

Linda Rey


Linda Rey has a degree in business administration from Pace University in Pleasantville, New York. She  began her career in 1985 working for the family business, the New York-based Rey Insurance Agency. Linda was named the 2010 Outstanding Member of the Year by the Sleepy Hollow Chamber of Commerce and the 2006 Emerging Leader for the American Association of University Women (AAUW), and was honored as the 2005 Business Woman of the Year by the Westchester Hispanic Chamber of Commerce. Rey Insurance Agency has been featured in Fortune Small Business, Insurance Journal, Agent & Broker Magazine, Westchester County Business Journal, and the Journal News. Linda is licensed as a property and casualty broker and a life & health insurance broker.

Eva Rosenberg


Eva Rosenberg is the Internet’s TaxMama®. She answers tax questions and provides a free daily TaxQuips podcast, a weekly Ask TaxMama® ezine, and a wealth of resources to help folks like you deal with your personal and business tax issues at TaxMama.com. In addition to this Equifax blog, Eva is a syndicated national columnist, writing for Dow Jones’ MarketWatch.com tax resource. She teaches tax law and representation to tax professionals at TaxMama’s IRS Exam Review Courses, www.IRSExams.com . A popular speaker at tax workshops for Internet businesses, organizations, and tax professionals, Eva shows you the fun side of taxes and the IRS, while saving you buckets of money. If TaxMama® doesn’t know the loopholes, who does? TaxMama® is a favorite guest of radio show hosts around the country, because she’s usually got an interesting and helpful twist on tax laws and strategies¬and what a voice! Eva holds a BA in accounting, an MBA in international business and is an Enrolled Agent, meaning she is authorized to represent taxpayers before the Internal Revenue Service. Eva has well over 20 years’ experience solving taxpayers’ problems, doing tax returns, helping businesses, and teaching both tax pros and the public about taxes.

Jennifer A. Freeman


Jennifer A. Freeman is a writer and content editor. She specializes in search engine optimization and social media strategy. She was the editor-in-chief of Garnet & Black, the student magazine of the University of South Carolina, and has a Master’s in Journalism from the Medill School of Journalism at Northwestern University.

Mechel Glass


Mechel Glass is the Vice President of Education for ClearPoint Credit Counseling Solutions. She is responsible for developing the curriculum and financial education materials for online classes including webinars, podcasts, videos, and listen-on-demand classes. She provides support and training for the agency’s community outreach programs and staff, including financial education specialists in 15 states. Glass also manages the development and reporting of the agency’s online education. She is the co-author of The Veteran’s Money Book to be published by Career Press in April 2014.

Jeff Rose


Jeff Rose is Certified Financial Planner recently founding his own investment advisory firm Alliance Wealth Management, LLC. He is the founder of Good Financial Cents (a top 20 finance blog according to Wisebread), Soldier of Finance – his upcoming book project that combines his military background with his financial planning knowledge, and Life Insurance By Jeff - a blog dedicated to helping families find affordable life insurance solutions.

Steve Cook


Steve Cook is editor and co-publisher of Real Estate Economy Watch and was Vice President for Public Affairs at the National Association of Realtors. He is a member of the board of the National Association of Real Estate Editors. Twice he has been named one of the 100 most influential people in real estate. Cook provides public relations consulting services to real estate companies, financial services companies, and trade associations, including some of the leading companies in online residential real estate.

Eve Becker


Eve Becker has been writing and editing about a variety of topics, from personal finance to health and medical issues, for more than 20 years. For the Equifax finance blog, she has written stories about retirement, child identity theft and family money issues. As Managing Editor of Tribune Media Services, Eve was responsible for 250 nationally syndicated columns and features, with topics ranging from banking and real estate to pets. She also is a former contributor to the Chicago Tribune’s Your Money section. Eve graduated from the University of Michigan and lives in Chicago with her husband and two daughters.

Teri Cettina


Teri Cettina is a personal finance and parenting writer/blogger. Her byline has appeared in publications such as Reader’s Digest, Real Simple, Parents, Parenting and Better Homes + Gardens. She also manages her own blog: Your Family Money. Prior to becoming a freelancer, she was an employee communications writer & editor for a large regional bank. She and her husband have two daughters. Follow her on Twitter: @TeriCettina.

Miranda Marquit


Miranda Marquit is a freelance writer and professional blogger specializing in financial topics. She writes about personal and family finance, small business and entrepreneurship, and investing for beginners. Her work appears on numerous financial web sites, including, Yahoo! Finance, Business Insider, MSN Money, U.S. News & World Report, and Wise Bread. Miranda has also covered science and technology for online and offline publications, including Discover magazine. In the past, Miranda’s writing has been linked to from the New York Times, USA Today, The Wall Street Journal, and Consumerist, and she has appeared on American Public Media’s Marketplace. Miranda is the author of Confessions of a Professional Blogger: How I Make Money as an Online Writer and has her own financial blog, Planting Money Seeds.

Bill Nemeth


Bill Nemeth, EA, is the immediate past president of the GA Assn of Enrolled Agents and a founding member of the GAEA Education Foundation. He is currently the GAEA Membership Chair as well as the Education Chair. He is active at the National Level as well (Affiliate Council Member of NAEA). He holds bachelors (Kettering Institute) and masters degrees (MIT) in Mechanical Engineering and an MBA in Marketing (Wayne State University). Bill and his wife Merry Brodie, EA, recently sold their franchise tax business which prepares up to 12,000 returns per year. With his strong focus on education, he creates and presents tax seminars at local EA chapter meetings. He promotes EAs through frequent appearances on a major Atlanta Radio talk show and tax seminars to numerous CDC Campuses throughout the Atlanta area. He has been interviewed by WSB TV for several stories on the Fiscal Cliff and Tax Identity Theft. Bloomberg has cited some of his tax articles. He worked with Prometric as an SME (Tax Subject Matter Expert) on the development of the IRS Preparer Gateway test, the RTRP (Registered Tax Return Preparer) exam. Bill and Merry are founding partners in Tax Audit Guardian, a new Atlanta business venture specializing in assisting troubled tax clients in representation, audit, and tax court matters.

Merry Brodie


Since 1990, Merry Brodie has served the tax and accounting needs of small business as owner and principal of Brodie Accounting Services. During this same 23-year period, Merry served as CEO and President of Tax Doctor, Inc., which owned multiple Jackson Hewitt Tax Service franchises. At its peak, Merry managed 24 offices and a staff of 160. In 2012, Merry and her husband successfully sold the franchises and became partners in Tax Audit Guardian, a group of professionals who assist troubled taxpayers. As an Enrolled Agent, Merry is licensed by the IRS to represent clients in all 50 states. She holds an accounting degree from Georgia State University and is a regular guest Sunday mornings on the Ilyce Glink radio program broadcast on WSB-750 AM answering tax questions from callers. She is a member of the Gwinnett Chamber of Commerce, past officer and director of the Atlanta Track Club, Georgia Association of Enrolled Agents and the National Advisory Council of Jackson Hewitt Tax Service. Merry lives in Atlanta with her husband. She has three children and five grandchildren.

Steve Repak


Steve Repak, CFP®, is a Professional Speaker, Army veteran, and the author of Dollars & Uncommon Sense: Basic Training For Your Money. Steve was selected the 1995 Fort Bliss, Texas Non Commissioned Officer of the Year and graduated Summa Cum Laude with a Bachelor of Science in Management Communications from Amridge University. Steve has been a frequent guest on Fox and Friends, Fox Business, 700 Club, and CNN Headline News.  Steve has been interviewed on NPR, Bloomberg Radio, Market Watch Radio, Wall Street Journal Radio, and many other National and Regional Shows. Steve’s work has been featured in Forbes, Investor’s Business Daily, BusinessWeek, New York Post, Chicago Tribune, MSN Money, Yahoo Finance & USA Today. For more information about Steve and his book you can visit www.dollarsanduncommonsense.com

Joanne Cleaver


Joanne Cleaver doesn't just write about entrepreneurship and finance for national publications and websites. As a longtime freelance writer and editorial project manager, she lives it. Her most recent book is The Career Lattice (McGraw Professional, 2012), which shows how lateral moves power career growth.

Heidi Petschauer


Heidi Petschauer graduated from St. John’s University in Queens, N.Y., in 1983 with a B.S. in management. She joined her late father’s firm, Petschauer Insurance , in 1982, became principle in 1995, and now shares ownership with her partner and cousin, Erwin Petschauer. She received her Certified Insurance Counselor (CIC) designation in 1997. She currently facilitates the professional and creative development of the entire Petschauer team and manages the personal lines and social media departments.

Judy Coblentz


Judy Coblentz is a seasoned and highly successful executive in the financial services industry. As the Chief Underwriting Officer for Select Accounts, the small commercial division at The Travelers Companies, Inc., Ms. Coblentz provides underwriting leadership and strategy for the business unit’s insurance portfolio. Travelers is a Dow 30 and Fortune 500 company.

Ian Smith


Ian Smith is the author of Fulfilling the Potential of Your Business: Big Company Thinking for the Mighty Small Business, which won the Small Business Book Awards for Management in 2012. His blog, the Smith Report, focuses on ways to scale businesses. In 2010 he founded the Portfolio Partnership to help CEOs fulfill the potential of their businesses. As an ex-CFO, investment banker, venture capitalist and CEO, Mr. Smith has realized more than $400 million for shareholders over the past 25 years. Still competitive, Ian is ranked in the top 20 in the world at 400m on the track for his age.

Alanna McCargo


Alanna McCargo is a housing and financial services executive and personal finance writer and advocate. She is a public speaker on hot topics in financial services and the housing market, and she writes a personal finance blog called “Matter of Money.” She is an active volunteer and serves on the board of directors for the Women in Housing & Finance Foundation, a non-profit dedicated to advancing financial literacy, housing policy issues, and education programs for women, children, and under-served communities. Follow Alanna on Twitter @myhomematters.

Nell Merlino


Nell Merlino is founder, president, and CEO of Count Me In for Women’s Economic Independence, the leading national not-for-profit provider of resources for women to grow their micro businesses into million dollar enterprises. She is the author of “Stepping Out of Line: Lessons for Women Who Want It Their Way in Life, in Love, and at Work,” from Broadway Books.

Neal Frankle


Neal Frankle is a CFP ® in Los Angeles and a Registered Investment Advisor.  He owns www.wealthpilgrim.com and co-owns ww.mcmha.org.