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In addition to keeping in the financial know, you may be interested in checking your credit score and report.
¹The credit scores provided under the offers described here use the Equifax Credit Score, which is a proprietary credit model developed by Equifax. The Equifax Credit Score and 3-Bureau scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian and TransUnion credit files. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.
²The Automatic Fraud Alert feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.
³Equifax Credit Report Control™ is only available while you have a current subscription to Equifax Complete Premier. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit file by companies like Equifax Personal Solutions which provide you with access to your credit report or credit score or monitor your credit file; Federal, state and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection and prevention purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com/.
4We will require you to provide your payment information when you sign up and we will immediately charge your card $4.95. After that, we will charge the card $19.95 for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.
Equifax® is a registered trademark and Equifax Complete™ Premier is a trademark of Equifax, Inc. © 2014, Equifax Inc., Atlanta, Georgia. All rights reserved.
Diane Moogalian is Vice President of Operations for Equifax Personal Solutions. Prior to joining Equifax in 2007, Diane held several strategic roles with leading financial services companies. Diane graduated from the University of Richmond with a Bachelor of Science in Business Administration (Marketing and Economics) and earned a Certificate in International Business from Virginia Commonwealth University.
Your credit score helps lenders and creditors assess your risk as a borrower, and can influence everything from your credit limit to your mortgage interest rate. Diane Moogalian explains how this important score is calculated.
“If I pay off a debt, any associated missed payments can be removed as well.” This is just some of the misinformation floating around about how the credit-reporting industry works. Diane Moogalian, Vice President of Operations for Equifax Personal Solutions, gives insight into these common myths — and arms you with the knowledge you need to navigate your credit file.
Whether it’s a New Year’s resolution or part of the holiday hangover, for many people, January involves a financial overhaul. Here are five fairly simple ways to impact your creditworthiness over the rest of the year that may, over time, also boost your credit score….
Your credit report can do more than tell you about your borrowing history; it can also be one of the easiest ways to find out if your identity has been stolen. Identity theft affects millions of households each year, causing financial loss and major headaches…
If you’ve ever bought a house or car, your research probably included some interest rate shopping. Even if you have a great credit score, you don’t know if the interest rates offered at a dealership or your own bank are really the best you can…
Sometimes a lower credit score is expected depending on your stage in life or credit usage. If you’re young, or if you are just starting out in your financial life, you probably don’t have a very high score yet. Similarly, if you have a thin…