Finance Blog
Author Archive for Equifax Experts
Written by Equifax Experts on January 31, 2013
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The number of Americans with subprime credit scores – generally considered scores below 620 – has been shrinking across the country, but the trend is playing out differently throughout the nation’s largest metro areas. Of the 25 largest U.S. metro areas, 24 saw decreases in…
Written by Equifax Experts on January 24, 2013
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When you search for reviews of a new restaurant or book travel tickets online or post a happy birthday message on a social networking site, you might not be thinking about how these actions could affect your finances, but they might be revealing more about…
Americans across the country are paying off debt and remaining cautious about taking on new debt. Is this due to a greater economic recovery, or are consumers playing a larger part in debt levels? And how might this affect credit scores? Overall consumer debt fell…
Written by Equifax Experts on July 17, 2012
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How long does a late payment stay on my credit report? Questions like this and others related to the consequences of negative information on your credit report are some of the most frequently asked questions on the blog and on Equifax.com. Here are the answers to…
We’re halfway through the year—have you pulled your credit report yet? By law, every consumer is allowed one free credit report per year from each major credit reporting agency (CRA): Equifax, TransUnion, and Experian. Mark on your calendar to go to annualcreditreport.com every four months…
Written by Equifax Experts on May 24, 2012
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If you have a limited credit history or a thin credit file, you might find it difficult to get a loan or take out credit. Even if you’ve never had a late payment, lenders may be more wary about taking you on as a client…
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