Lenders use your credit score to assess your risk as a borrower, so it’s important to keep it in good shape. These credit mistakes can negatively impact your credit score, so do everything you can to avoid them.
As consumers work to get their finances in order and save money wherever they can, more are opting for store-branded credit cards than bank cards. Nationwide, new account openings for retail credit cards have rebounded from the recession—much more so than bankcards, according to new…
The types of accounts in your credit file impact your credit score, so it’s important to understand the differences between “good” and “bad” debts. Learn how types of debt differ, and how you may change your bad debt into good debt.
If you’ve run into financial trouble, you know it can be frustrating when negative information appears on your credit report. Luckily, you have some control over your credit score. Equifax Experts explain steps you can take to help build it back up.
When you’re in debt, it can be tempting to enlist the help of a credit repair company that promises an end to all of your troubles. Unfortunately, some are scammers trying to take advantage of you. Here’s what to look for.
If your debts are piling up, you may be considering bankruptcy. Before you make the decision, it’s important to understand how long a bankruptcy can stay on your credit report and how it can potentially impact your credit score.