The types of accounts in your credit file impact your credit score, so it’s important to understand the differences between “good” and “bad” debts. Learn how types of debt differ, and how you may change your bad debt into good debt.
If you’ve run into financial trouble, you know it can be frustrating when negative information appears on your credit report. Luckily, you have some control over your credit score. Equifax Experts explain steps you can take to help build it back up.
When you’re in debt, it can be tempting to enlist the help of a credit repair company that promises an end to all of your troubles. Unfortunately, some are scammers trying to take advantage of you. Here’s what to look for.
If your debts are piling up, you may be considering bankruptcy. Before you make the decision, it’s important to understand how long a bankruptcy can stay on your credit report and how it can potentially impact your credit score.
Equifax has pledged more than $500,000 in support to help communities improve access to credit and build financial responsibility through a five-year partnership with Operation HOPE, a financial dignity nonprofit committed to providing financial empowerment to under-served communities. As part of the partnership, Equifax Chairman…
Lenders use the information in your credit report to assess your risk as a borrower, and negative information can make you look risky. Equifax Experts explain how long negative information, such as bankruptcies and collections, generally stay on your credit report.