Why Is the Credit Score My Lender Calculated Different from My Equifax Score? Equifax Credit Team Last week, we talked about differences in your credit score among the three credit-reporting agencies (CRAs). While Equifax calculates your Equifax Credit Score based on information from all three…
Why Are Your Credit Scores Different? Equifax Credit Team Have you checked your Equifax credit score recently? How about your credit score from another credit-reporting agency? Did they match up? They probably didn’t, at least not exactly. Why? One of the most frequent questions I…
How to Find and Dispute Credit Report Errors One of the most common inquiries we get from consumers is about mistakes on a credit report—as we saw last week, when we discussed a reader’s question about his ex-wives’ credit reports getting mixed up because they…
Equifax Credit Dispute: How to Dispute Personal Information on a Credit Report A reader commented on the post “Strategies for Outsmarting Uncle Sam at Tax Time,” and we wanted to do our best to answer his question. From Michael: My ex-wives have very similar names…
How to Protect Yourself from Credit-Repair ScamsEquifax Credit TeamIf you’re drowning in debt, you might be tempted to partner with a debt-relief service or a credit-repair company to help you pay down your debt. In recent years, some companies have preyed on consumers’ financial insecurities,…
13 Ways Your Credit Card Account May Have Changed Equifax Credit Team Have you ever had to pay a late fee on your credit card? Has your interest rate increased, without you knowing about it? Do you know how long it will take for you…