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In addition to keeping in the financial know, you may be interested in checking your credit score and report.
¹The credit scores provided under the offers described here use the Equifax Credit Score, which is a proprietary credit model developed by Equifax. The Equifax Credit Score and 3-Bureau scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian and TransUnion credit files. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.
²The Automatic Fraud Alert feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.
³Equifax Credit Report Control™ is only available while you have a current subscription to Equifax Complete Premier. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit file by companies like Equifax Personal Solutions which provide you with access to your credit report or credit score or monitor your credit file; Federal, state and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection and prevention purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com/.
4We will require you to provide your payment information when you sign up and we will immediately charge your card $4.95. After that, we will charge the card $19.95 for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.
Equifax® is a registered trademark and Equifax Complete™ Premier is a trademark of Equifax, Inc. © 2014, Equifax Inc., Atlanta, Georgia. All rights reserved.
There’s no one-size-fits-all answer to this question—there are a number of things that can cause your score to fluctuate. The Equifax Experts share a few key reasons your credit score might be different each time you view it.
If you’ve purchased a credit monitoring product or signed up for identity monitoring through your credit card company, you may have received an alert at some point. Know when an alert is likely harmless, and when it may be cause for alarm.
If you’ve recently paid off your mortgage, you’re probably feeling a huge sense of relief. It can be rewarding to pull a copy of your credit report after making that final payment and see that your home loan now shows a balance of zero. While…
If you’ve noticed a recent drop in your credit score, it could be due to negative information that’s shown up on your credit report. The Equifax Experts explain five behaviors that could cause a drop in your credit score.
Credit cards can be a great way build credit, but it’s important to use them responsibly. Understand how your credit limit is determined and how that limit can impact your credit utilization—a key factor in calculating your credit score.
Consumer debt is on the upswing across the country. According to national consumer credit trends data from Equifax, total consumer debt grew in almost all of the largest metro areas at the end of 2013, due in large part to gains in credit card and…