Ilyce Glink is the author of ten books, including the bestselling 100 Questions Every First-Time Home Buyer Should Ask. Her nationally syndicated column, "Real Estate Matters," appears in more than 125 newspapers and Web sites, and her online "Ask Ilyce" columns are read by hundreds of thousands of people every month. She is a top-rated radio host on WSB Radio in Atlanta, the Home Equity blogger at CBS MoneyWatch.com, host of the Internet program "Expert Real Estate Tips," managing editor of the Equifax Personal Finance Blog, and publisher of ThinkGlink.com.
If you have less-than-perfect credit, chances are that at some point you have been charged higher interest rates on a loan or line of credit. This common practice is called risk-based pricing. It’s used by lenders to determine for what kind of loan terms individuals…
Buying a HUD home is a great opportunity for those who may not otherwise have the chance to become homeowners. Today’s market is full of HUD homes, and the HUD home-buying process is tailor-made for first-time home buyers and buyers without a large down payment….
Building roots, having a place to call your own, and sharing a home with your family are common goals for all Americans. But for many Hispanic families, buying a home or a vehicle has been out of reach, as a simple lack of financial literacy…
Worried about saving for college? As high school seniors around the country graduate and begin moving on, it may be a good time for them to cash in some of those savings bonds that friends and family members have been giving them over the years….
In a real estate market plagued with foreclosures, tight lending restrictions, stalled mortgage applications and houses sitting on the market for months, it can feel like the system is rigged against the average American who just wants to own a home. Good news, the Federal…
In the wake of the Great Recession and the damage done to the real estate market, many homeowners have an underwater mortgage or facing foreclosure. The government has set up programs intended to help, but unfortunately many scammers have also jumped on the bandwagon. According…