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Author Archive for Janet Dedrick
Janet Dedrick is a Strategic Consultant with the Equifax Analytical Center of Excellence. Janet covers US Consumer credit trends reporting and analysis in addition to supporting Equifax client analytical initiatives. Prior to Equifax, Janet worked in the financial services industry in various roles, including risk management and banking regulatory policy areas. Janet holds an MBA from the University of Chicago.
Written by Janet Dedrick on May 14, 2012
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Age may be just a number, but how does your age translate when it comes to your credit score? Here’s some good news: Age isn’t directly a part of credit score models. However, the life cycle of some accounts can be a factor—the calculation of…
Written by Janet Dedrick on February 27, 2012
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We’re well into the new year and I’ve almost stopped writing 2011 on my checks, but people are still asking what’s happening with the economy and when we are going to be out of the recession. I’d like to take a look U.S. consumer credit…
Are you one of those shoppers who heads out after Thanksgiving dinner to stand in line outside of department stores, making a sport out of getting the best shopping deals? It should come as no surprise to you that each year, credit card balances increase…
Written by Janet Dedrick on October 25, 2011
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Do you know anyone who has been turned down for a credit card recently? More likely, you may have seen someone get a new credit card now who may not have been able to three years ago. During the credit crisis, credit card companies tightened…
Written by Janet Dedrick on July 11, 2011
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Regional Credit Trends Affected by Industry and ManufacturingJanet Dedrick, Equifax Credit Team You’ve probably heard about certain areas of the country—most notably California, Florida, and Nevada—being hit especially hard by the housing crisis. However, other parts of the country are seeing an economic impact tied…
Written by Janet Dedrick on June 13, 2011
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Hardest Hit States Are Showing Signs of Economic Recovery By Janet Dedrick, Equifax Credit Team If you tune into the news, or just take a look around your neighborhood and watch businesses coming and going, it can be hard to tell what’s really happening with…
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