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Author Archive for Janet Dedrick
Janet Dedrick is a Strategic Consultant with the Equifax Analytical Center of Excellence. Janet covers US Consumer credit trends reporting and analysis in addition to supporting Equifax client analytical initiatives. Prior to Equifax, Janet worked in the financial services industry in various roles, including risk management and banking regulatory policy areas. Janet holds an MBA from the University of Chicago.
Written by Janet Dedrick on April 4, 2011
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Credit Trends: When Will Foreclosure Levels Start to Fall?By Janet Dedrick The apple falling on Sir Isaac Newton’s head—true or not—shaped modern physics and our understanding of the universe. Can it help us understand the foreclosure market? What goes up must come down. The higher…
Written by Janet Dedrick on March 14, 2011
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Credit Trends: Tipping Point of Debt in the Great Recession By Janet Dedrick A resounding theme of the Great Recession has been the U.S. consumer deleveraging his debt. Outstanding balanceson all major loan types have declined during this economic cycle that began at the end…
Written by Janet Dedrick on January 17, 2011
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Credit Recovery in 2011: 10 Things to Watch for in Credit Market Trends With the nature of this recession and its wide-reaching impact, I’ll be looking out for several things in 2011: 1. Changes in financial behaviors: When will we see a return to traditional…
2010 Postmortem Credit Trends We’re approaching the end of the year, and the big topic in credit trends seems to be delinquency rates. These rates, which measure loan nonpayment levels, were increasing in 2009 and had not peaked, while today they are no longer at…
Written by Janet Dedrick on November 22, 2010
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Credit Trends: Signs of Life from Subprime Customers By Janet Dedrick Are you confused by what you hear on the news or read in the business pages about the country’s economic recovery? My job involves trying to make some sense or draw conclusions from all…
Written by Janet Dedrick on October 18, 2010
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What Do the Credit and Debt Statistics Mean for Consumers? I received a question on the blog entry “Signs of Life in the Credit Universe,” from Faye Taylor, CDPE: I am absolutely amazed at [these] statistics. With all the foreclosures, unemployment and shadow inventory, I…
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