Finance Blog
Author Archive for Janet Dedrick
Janet Dedrick is a Strategic Consultant with the Equifax Analytical Center of Excellence. Janet covers US Consumer credit trends reporting and analysis in addition to supporting Equifax client analytical initiatives. Prior to Equifax, Janet worked in the financial services industry in various roles, including risk management and banking regulatory policy areas. Janet holds an MBA from the University of Chicago.
Written by Janet Dedrick on October 4, 2010
1 comment
Credit Trends: Signs of Life in the Credit Universe The economic recovery has been slower and weaker than expected. Part of this is the nature of the recession and its manifestations. The healing process is progressing as a series of small, incremental improvements—baby steps. There…
Written by Janet Dedrick on September 27, 2010
1 comment
Credit Trends: Managing Student Loan Debt: Student Loans on the Rise By Janet Dedrick Today, the only credit type that expanded during the U.S recession and current nascent recovery are Student Loans. Credit contraction continues for all other loan types, including slowing auto loan contraction…
Written by Janet Dedrick on August 2, 2010
No comments
Credit Trends: Super-Prime Consumers Tap Home Equity Lines of Credit and Credit Cards Not Available To Most By Janet Dedrick Last month in my credit trends post, I talked about how consumer debt was shrinking, but I was waiting to see signs of “portfolio cleansing”…
Written by Janet Dedrick on July 7, 2010
4 comments
Credit Trends: Debt Shrinking in the Face of the Recession By Janet Dedrick If you go only by the news over the last few years, you might get the idea that the financial world is still melting down. Foreclosures on every block, people losing their…
Credit Trends: Predicting the Future using Credit Report Numbers By Janet Dedrick The news about the economy is confusing to say the least. One columnist predicts that we’re going to see the recession continue for another year, while an economist in another newspaper says that…
You probably have a lot of numbers swimming around your head: Social Security number, ATM PIN number, your kids’ birthdays, your monthly utility bills, the score of the ball game last night, and maybe how much cash you have in your wallet. But there are…
RSS Feeds