Small business insurance goes beyond insuring your inventory and office space. All small business owners may, at some point, have a need to protect themselves from lawsuits. These lawsuits don’t just come from employees; they can also come from independent contractors and customers. Discrimination, sexual…

Lack of Business Insurance Can Bring You Financial Ruin Loretta Worters, Insurance Insurance Institute If small business owners learned anything from the recent storms and tornadoes that tore through the southern and midwestern United States last month, it is that the fate of their businesses…

Healthy Credit Habits: The Secret to a Good Night’s Sleep Loretta Worters, Insurance Information Institute U.S. bank credit card delinquencies have fallen to their lowest levels in almost ten years, according to a recent report from the American Bankers Association (ABA). The credit card delinquency…