Miranda Marquit is a freelance writer and professional blogger specializing in financial topics. She writes about personal and family finance, small business and entrepreneurship, and investing for beginners. Her work appears on numerous financial web sites, including, Yahoo! Finance, Business Insider, MSN Money, U.S. News & World Report, and Wise Bread. Miranda has also covered science and technology for online and offline publications, including Discover magazine. In the past, Miranda’s writing has been linked to from the New York Times, USA Today, The Wall Street Journal, and Consumerist, and she has appeared on American Public Media’s Marketplace. Miranda has her own financial blog, Planting Money Seeds.
Part of the blame for the real estate crash has been placed on consumers looking to get more “bang for their buck” by using creative mortgage financing methods to afford bigger houses. While there is plenty of blame to go around for the financial crisis…
One of the most important concepts in money management is understanding the difference between needs and wants. In order to successfully manage your household finances and your budget, you have to be able to ensure that the most important items in your life—your needs—are taken…
Most of us want our children to grow up to be responsible with money. Financial literacy is an important part of successful money management—if you start teaching your children basic lessons while they are young, they will have a firm financial foundation to build upon…
One of the latest products launched by Equifax is the Equifax Complete™ Family Plan, which monitors the credit report for all the members of your family. (Disclosure: I was provided with a code that allows me access to the Family Plan — which costs $29.95…
Prepaid debit cards are popular with some parents because such cards provide the experience of paying with plastic without actually borrowing money and without the chance of overdrafting. Prepaid debit cards are touted as valuable aids in teaching teenagers about money management. However, the recent…
The Two Sides of Interest: Are You Paying It or Are You Earning It? When you hear the word “interest” in a financial context, what comes to mind? Credit card interest? Mortgage interest? Paying interest is certainly a reality for many, and knowing your interest…