Years ago, parents were asked if they knew where their children were. Today, parents have a new concern: child identity theft. In 2011, more than 19,000 child identity theft complaints were reported to the Federal Trade Commission, compared with approximately 6,000 complaints in 2003. Children…
Have you been a victim of identity theft? If so, you know the pain of discovering thousands of dollars of unauthorized charges and of untangling fraudulent accounts from your credit report. When your child is the victim of identity theft, the difficulties can be magnified….
In our cyber-connected world, we’re increasingly at risk of data breaches, hackers, phishing scams, and all manner of identity theft. While many adults have learned to keep their Social Security number protected and to not give out personal information over the internet or phone, a…
Have you ever heard someone talk about “good debt” versus “bad debt”? Those terms can be a little misleading, but the kinds of debt you have and how you manage your finances can reflect positively-or negatively-on your credit report. Your credit report contains a story…
Credit Monitoring Products: Taking Charge of Your Credit with Credit Monitoring By Peter Schoenrock The fact is, keeping an eye on what’s in your credit report and knowing your credit score could save you money. A better credit score could get you better interest rates…
Some of my colleagues on the Equifax Credit Team spend their days educating our customers on what their credit file says about them. Many consumers might think that this is the extent of what a credit-reporting agency can do for them. But in my job…