Making Minimum Payments on Credit Cards Will Cost You in the Long Run By Robin Holland The balancing act of credit card bills, mortgage payments, student loan payments, and car payments is something we’re all familiar with. Sometimes, it’s all too easy to get caught…
Credit Score Changes: How Does Closing an Account Affect My Credit Score? We get tons of questions from consumers about how their credit score has changed. People also want to know how to improve their credit score, and how their financial activity will affect it….
Security Freezes, Credit, Identity Theft, and Fraud Equifax Credit Team Security freezes, credit monitoring, fraud alerts–all are ways to keep track of your credit and watch out for identity theft. For information on credit monitoring and fraud alerts, take a look at our previous blog…
The Thirty-Day Grace Period and Other Credit Inquiry Facts and Myths By Robin Holland Credit myths are common in the credit-reporting industry, and we often see them when consumers call us with questions: Why did the credit-reporting agency deny my credit application? Why did the…
Can Equifax Decline My Credit Application? By Robin Holland Sometimes we talk to consumers who think that Equifax has declined their credit. No matter how many times we hear people say it, the answer is No! The idea that Equifax and the other credit-reporting agencies…
Credit Report Update: How Is Information Updated on My Credit Report? By Robin Holland Ever wonder how the information about your identity and financial history ends up on your credit report? It can be an incredibly detailed report-where does all that information come from? The…