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Steve Cook is editor and co-publisher of Real Estate Economy Watch and was Vice President for Public Affairs at the National Association of Realtors. He is a member of the board of the National Association of Real Estate Editors. Twice he has been named one of the 100 most influential people in real estate. Cook provides public relations consulting services to real estate companies, financial services companies, and trade associations, including some of the leading companies in online residential real estate.
Down payments have always been one of the greatest barriers to homeownership. Zero-money-down mortgages have largely disappeared, but there are still a few ways you can afford a down payment on a house without breaking the bank.
You’ve done all the right prep work to buy a home. You saved for a down payment, cleaned up your credit, and got pre-approved for a mortgage. You found a home that you can afford, and now the days are ticking down to closing—and everything…
Many of the important differences between buying a condominium and buying a single-family home are obvious: living space, neighborhood type, yard, maintenance, convenience, amenities, security, utilities, and transportation. However, there are some lesser-known, and often overlooked, differences that should also be considered when deciding between…
Now that prices are rising and the number of homeowners defaulting on their mortgages has slowed to a trickle, you might think it’s impossible to find a deal on a foreclosure. There’s no doubt the foreclosure picture has changed dramatically in the past two years,…
You’ve saved for a down payment and worked hard to get approved for a mortgage. After months of looking, you find a great house that meets your needs and fits your budget. Your offer has been accepted. Then you receive a letter from your lender….
In January, 33 percent of existing-home sales transactions were all-cash purchases, according to the National Association of Realtors. Many of these cash buyers are investors, but an increasing number are move-up or first-time buyers who know they’ll get a better deal with cash if they…