Teri Cettina is a personal finance and parenting writer/blogger. Her byline has appeared in publications such as Reader’s Digest, Real Simple, Parents, Parenting and Better Homes + Gardens. She also manages her own blog: Your Family Money. Prior to becoming a freelancer, she was an employee communications writer & editor for a large regional bank. She and her husband have two daughters. Follow her on Twitter: @TeriCettina.
A tip I often read in “Save 50 percent off your grocery bill!” types of articles is to buy in bulk. The article might suggest buying a 50-pound bag of rice, a whole butchered cow, or a year’s supply of toilet paper. Is this saving…
After the spend-spend-spend frenzy of December, you may be worn out. Shopping might seem like a chore rather than a pleasure. You may be yearning to do something more meaningful than add “stuff” to your home and wardrobe. And your wallet may be raising a…
Kaizen is a Japanese business term that has been popularized in the United States, and it basically means “continuous, small improvements.” I recently read an excellent book on this topic, One Small Step Can Change Your Life: The Kaizen Way and immediately realized that Kaizen…
If you’re like most savvy shoppers, you’re buying lots of gifts and other items online for the holidays. While that can be a great way to nab some bargains, be careful that you don’t also nab the attention of identity thieves. Some easy ways to…
You may not even know something is amiss until you apply for a car or mortgage loan and your lender says there’s a problem with your credit history or you look at your monthly credit card statement and see an unusual charge to a merchant…
If you’re like most of us, when you’re planning your holiday budget, you spend a lot of your time thinking about ways to save money on gifts. But if you’re not careful, holiday decorating can also end up costing you a pretty penny. Here are…