Back-to-School Time Puts Personal Information at Risk Back-to-School Time Puts Personal Information at Risk | Equifax Finance Blog

Finance Blog

Stay financially savvy with the Equifax Advisor.

Sign up for our FREE Monthly Email Newsletter


Thank you for signing up for the FREE Equifax monthly newsletter

In addition to keeping in the financial know, you may be interested in checking your credit score and report.

Understand your credit. Help protect your identity.

Equifax Complete™ Premier Plan

  • Know What May Influence Your Credit Score and Be Alerted of Changes
    Credit score monitoring with custom alerts
    Important Disclosure: The Equifax credit score and 3-Bureau credit scores are based on an Equifax credit score model and are not the same scores used by 3rd parties to assess your creditworthiness.¹
  • Help Protect Your Identity
    Automatic fraud alerts encourages lenders to take extra steps to verify your identity²
  • Lock Your Credit
    The ability to lock and unlock your Equifax Credit Report³
Save 75% your first 30 days with the purchase of Equifax Complete™ Premier

$4.95 for the first 30 days, then $19.95 per month thereafter. You may cancel at any time; however, we do not provide partial month refunds.4

¹The credit scores provided under the offers described here use the Equifax Credit Score, which is a proprietary credit model developed by Equifax. The Equifax Credit Score and 3-Bureau scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian and TransUnion credit files. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.

²The Automatic Fraud Alert feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.

³Equifax Credit Report Control™ is only available while you have a current subscription to Equifax Complete Premier. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit file by companies like Equifax Personal Solutions which provide you with access to your credit report or credit score or monitor your credit file; Federal, state and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection and prevention purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit

4We will require you to provide your payment information when you sign up and we will immediately charge your card $4.95. After that, we will charge the card $19.95 for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.

Equifax® is a registered trademark and Equifax Complete™ Premier is a trademark of Equifax, Inc. © 2014, Equifax Inc., Atlanta, Georgia. All rights reserved.

Back-to-School Time Puts Personal Information at Risk

Written by Ilyce Glink on August 9, 2012 in Credit  |   2 comments

A friend recently enrolled her child in kindergarten and she told me she was shocked at the amount of documentation she had to bring to signup. She was told to bring a Social Security card or birth certificate, a bill to prove residency, medical records…

A friend recently enrolled her child in kindergarten and she told me she was shocked at the amount of documentation she had to bring to signup. She was told to bring a Social Security card or birth certificate, a bill to prove residency, medical records and preschool records. I wasn’t surprised, but I gave a warning to my friend. With more personal information floating around, you and your family are at a greater risk for identity theft and child identity theft.

Even though children are supposed to have a blank slate, the number of reported child identity theft cases in the U.S. has increased by 200 percent since 2003. And despite the growing trend of child ID theft, more than 80 percent of parents of minor children say they are unfamiliar with child identity theft.

Back-to-school time means you’ll be asked to fill out paperwork and share your children’s personal information with teachers and administrators, so it’s the perfect time to think about how to protect your family.

Identity theft protection tips for back-to-school season:

  • Carry your child’s Social Security card, birth certificate or passport only when absolutely necessary.
  • Unless you initiate contact, do not provide your child’s Social Security number (or any part of it) over the phone, online or in-person.
  • If you are asked for your child’s Social Security number ask these three questions:
  1. Why is it needed?
  2. Isn’t there another way to identify my child?
  3. How will my child’s information be protected?
  • Lock birth certificates and documents with your child’s Social Security number in a safe place.
  • Use a cross-cut shredder to dispose of any trash containing personal information.
  • Talk with your children about identity theft. Create a safe environment with open dialogue. Leave the door open for them to ask questions or express concerns.
  • Most schools ask for personal identifying information. Ask if this is optional or if another form of identification such as a utility bill is sufficient.
  • Never use your child’s Social Security number to open accounts for your benefit. This may be tempting if you have bad credit, but not paying bills on time could keep your child from getting credit cards, student loans, an apartment, or even a job when they turn 18.
  • Consider a credit monitoring and identity theft protection product for your family, such as Equifax Complete™ Family Plan, which can help protect the identities of two adults and up to four minor children in one comprehensive plan.

Sending your kids off to school is stressful enough without the added worry of identity theft. Protect yourself and your family by keeping your personal information safe.

For more information about the Equifax Complete Family Plan, visit and learn more about child identity theft in our downloadable education kit.


  1. Jacquetta says:

    There is certainly a lot to learn about this issue.
    I like all of the points you have made.

Leave a Comment

Name :

Commenting guidelines

We welcome your interest and participation on this forum, but be aware that comments will be published at Equifax's sole discretion. Please don't use this blog to submit questions or concerns about your Equifax credit report or raise customer service issues. Instead, you should contact Equifax directly for all such matters and any attempts to do so in this forum will be promptly re-directed.

Some other factors to consider when commenting:
  1. Registration and privacy. While no registration is required to visit our forum, participants wishing to post a message must register by creating an account. All personal information provided by forum members incident to registration is governed by our Terms of Use and Privacy Policy.
  2. All comments are anonymous. We'll delete your name, e-mail address, and any other identifying information, including details about your investments.
  3. We can't post or respond to every comment - As much as we'd like to, we can't post every comment, nor can we guarantee that we will respond to each individual message. All questions or comments about your Equifax credit report or similar customer service issues should be handled by contacting Equifax directly.
  4. Don't offer specific legal, tax or financial advice. All of the materials on this Site are for information, education, and noncommercial purposes only and this forum is not intended as a means of expressing views or ideas regarding any specific legal, tax, or investment advice. While offering general rules of thumb is both permitted and encouraged, recommending specific ideas or strategies regarding investments, taxes, and related matters is prohibited.
  5. Credit Repair. This blog is not intended as a venue for the discussion or exchange of ideas regarding credit repair or other strategies intended to assist visitors and community members improve or otherwise modify their credit histories, ratings or scores.
  6. Stay on topic. Your comment should be concise and pertain to the specific post in question.
  7. Be respectful of the community. The use of profanity, offensive language, spam, and personal attacks will not be tolerated and egregious or repeat offenders will be banned from future participation. We encourage disagreement and healthy debate, but please refrain from personal attacks on our WordPresss and contributors.
  8. Finally: Participation in this forum may be terminated by Equifax immediately and without notice for failure to comply with any guidelines or Terms of Use. As such, you should familiarize yourself with all pertinent requirements prior to submitting any response through the blog or otherwise. All opinions expressed in this forum are solely those of the individual submitting the comment, and don't necessarily represent the views of Equifax or its management.

Equifax maintains this interactive forum for education and information purposes in order to allow individuals to share their relevant knowledge and opinions with other members and visitors. We encourage you to participate in discussions about personal finance issues and other topics of interest to this community, but please read our commenting guidelines first. Equifax reserves the right to monitor postings to the forum and comments will be published at our discretion. Do you have questions or comments about your Equifax credit report or customer-service issues regarding an Equifax product? If so, please contact Equifax directly. All opinions and information expressed or shared in blog comments are solely those of the person submitting the comments, and don't necessarily represent the views of Equifax or its management.

Credit Archive