Comments on: Fighting Child Identity Theft with Education and Awareness http://blog.equifax.com/credit/fighting-child-identity-theft-with-education-and-awareness/ Fri, 17 May 2013 00:53:39 +0000 hourly 1 http://wordpress.org/?v=3.5 By: EFX Moderator, EM http://blog.equifax.com/credit/fighting-child-identity-theft-with-education-and-awareness/#comment-16993 EFX Moderator, EM Thu, 11 Apr 2013 17:18:49 +0000 http://blog.equifax.com/?p=3349#comment-16993 What a difficult situation. Although you might be scared to see what’s hidden in your children’s credit reports, it could be helpful to get any inaccuracies taken off now before they are adults applying for student loans or financing a car. Here are some tips on protecting your family from identity theft. It is a shame that it happened but there’s no reason to let the problem linger or even get worse. I hope this helps and good luck to you and your family.

]]> By: Angry father http://blog.equifax.com/credit/fighting-child-identity-theft-with-education-and-awareness/#comment-16851 Angry father Mon, 08 Apr 2013 22:05:10 +0000 http://blog.equifax.com/?p=3349#comment-16851 I totally agree with you Angry Mom for I am an angry father. I have been the victum of identity theft by my ex, whom opened several charge accounts and bank accounts at different banks in my name only. How could she do that and because I worked all day and she intercepted the mail for 7 years, they say the accounts are mine. Even when you google my name, it comes up female and I am a mechanic, how much more proof, plus its not my signature do they need? They sent me 1099 c’s. I’m so afraid to look at my children’s credit but going to have too to see what she has done to them.

It is a total shame, we have 3 children together.

]]> By: Mom Demanding Answers http://blog.equifax.com/credit/fighting-child-identity-theft-with-education-and-awareness/#comment-16251 Mom Demanding Answers Tue, 05 Mar 2013 06:35:53 +0000 http://blog.equifax.com/?p=3349#comment-16251 Oh my gosh, I’m so sorry to hear that this too has happened to you and your children. I experienced this for the first time with my 11 year old son becoming a victim this year as well. I was initially dead set on the fact that it had to be his father/my ex husband, that had done such a blasphemous thing. But as far as he “claim”, it was NOT him. Now, that it’s tax season and I recently attempted to file as I normally would. I’m now afraid that the tax preparer’s office was involved with this. However, after contacting the IRS, equifax and the tax preparer’s I’ve had no direct answer’s, resolve, or course of action for restitution regarding this matter. I pray this travesty works out through much more fighting and attention and the scum responsible eventually pays for all ID theft victims (especially children).

]]> By: EFX Moderator, EM http://blog.equifax.com/credit/fighting-child-identity-theft-with-education-and-awareness/#comment-15116 EFX Moderator, EM Thu, 31 Jan 2013 21:38:17 +0000 http://blog.equifax.com/?p=3349#comment-15116 I can certainly understand why you’re angry. This sounds like a very frustrating situation. You have accomplished the first step though: you filed police reports. With the police reports and the copy of your children’s credit report, I recommend contacting each of the lenders with this information. We have a blog with step-by-step instructions here: http://blog.equifax.com/credit/what-to-do-if-your-child-is-a-victim-of-identity-theft/

Since the identity thief is your ex-husband, he probably knows your children’s personal information and could do this again. I recommend reviewing the Equifax Complete Family Plan. It monitors the credit reports of all of your family members and it will create a blank credit file using for your children and keep that account locked until they are 18. We have a review of it here: http://blog.equifax.com/family-money/review-equifax-complete-family-plan/

Again, I am so sorry that this happened to you and I wish you and your family well. Thanks for posting.

]]> By: Angry Mom http://blog.equifax.com/credit/fighting-child-identity-theft-with-education-and-awareness/#comment-14998 Angry Mom Mon, 28 Jan 2013 20:34:04 +0000 http://blog.equifax.com/?p=3349#comment-14998 In the end, the lender is the final decision maker as to whether to accept the claim of fraud or not?!?!?!?! That is why our children’s credit is being destroyed by these low lifes who can’t pay their own bills so they start over with our kids!!! I am currently battling this issue with two of my children. My ex-husband stole their identities!!!! I have filed police reports and provided all the proof they needed!!!! Fact of the matter is credit reporting companies need to step in and be a little more help on this issue!!! It should not be left up to the companies, lenders and/or who ever it is that does the reporting. It should be left up to the courts and the credit reporting companies. They do a report on the growing dangers of identity theft on Children but they dont make it any easier for parents to check their kids credit reports unless they pay extra for it!!! that should be free!!! Credit reporting companies are taking advantage of people by making profit off of this. Shame on you guys!!!! I have to pay a monthly fee to keep an eye on my credit because of my exhusband. You guys should be ashamed of yourselves!!! but i guess I have no choice.

]]> By: EFX Moderator, EM http://blog.equifax.com/credit/fighting-child-identity-theft-with-education-and-awareness/#comment-14997 EFX Moderator, EM Wed, 23 Jan 2013 19:40:22 +0000 http://blog.equifax.com/?p=3349#comment-14997 I’m so sorry to hear that both of your children have been victims of identity theft. Identity theft is increasing and identity thieves can be sneaky. We have blogs posted with information on what to do if your child is a victim of identity theft. In the end, the lender is the final decision maker as to whether to accept the claim of fraud or not. I recommend providing as much proof as possible so that your claim is accepted and the accounts are removed from your child’s credit report. Thank you for posting and I wish you both well.

]]> By: Anonymous http://blog.equifax.com/credit/fighting-child-identity-theft-with-education-and-awareness/#comment-14996 Anonymous Sun, 13 Jan 2013 19:23:08 +0000 http://blog.equifax.com/?p=3349#comment-14996 @ S. Davis,
The really sad part about your situation is…They know its fraud and yet they still do nothing…and do not care to, or care either.
So no matter the facts, you can be as cautious as possible with yours or your childs info, if the thieves want your info they will get it.
How easy you make it for them to get is the only thing you can do.
My friend has a five year old with 3 credit cards, apperantly there isn’t a law that forces them to remove fraudulant activity from thier credit so they will simply not…

]]> By: S. Davis http://blog.equifax.com/credit/fighting-child-identity-theft-with-education-and-awareness/#comment-14147 S. Davis Tue, 20 Nov 2012 15:30:49 +0000 http://blog.equifax.com/?p=3349#comment-14147 Over a year ago I pushed my teenage daughter to open her own checking account to learn responsibility. Our credit union runs a report on any new member regardless of age. Much to our dismay, our daughter already has a mortgage, 2 auto loans and several credit cards under her social security number. The bigger issue is getting this cleared up. If you are under 18 and have credit complaints it all has to be done by mail and not by phone or over the internet. To date, this is all still on her report.

]]> By: Equifax Finance Blog editor, JF http://blog.equifax.com/credit/fighting-child-identity-theft-with-education-and-awareness/#comment-14106 Equifax Finance Blog editor, JF Fri, 16 Nov 2012 21:14:50 +0000 http://blog.equifax.com/?p=3349#comment-14106 Thank you for reading the blog. Child identity theft is a serious and growing problem. Read here for more information on child identity theft and how to protect your family.
http://blog.equifax.com/credit/protecting-the-innocent-the-basics-of-child-identity-theft/
http://blog.equifax.com/credit/what-to-do-if-your-child-is-a-victim-of-identity-theft/

]]> By: Anonymous http://blog.equifax.com/credit/fighting-child-identity-theft-with-education-and-awareness/#comment-14105 Anonymous Fri, 16 Nov 2012 18:39:53 +0000 http://blog.equifax.com/?p=3349#comment-14105 How do I know or find out if my child is a victim of identity theft how can I check?

]]>