Equifax

Finance Blog

Stay financially savvy with the Equifax Advisor.

Sign up for our FREE Monthly Email Newsletter

 

Thank you for signing up for the FREE Equifax monthly newsletter

In addition to keeping in the financial know, you may be interested in checking your credit score and report.

Understand your credit. Help protect your identity.

Equifax Complete™ Premier Plan

  • Know What May Influence Your Credit Score and Be Alerted of Changes
    Credit score monitoring with custom alerts
    Important Disclosure: The Equifax credit score and 3-Bureau credit scores are based on an Equifax credit score model and are not the same scores used by 3rd parties to assess your creditworthiness.¹
  • Help Protect Your Identity
    Automatic fraud alerts encourages lenders to take extra steps to verify your identity²
  • Lock Your Credit
    The ability to lock and unlock your Equifax Credit Report³
Save 75% your first 30 days with the purchase of Equifax Complete™ Premier

$4.95 for the first 30 days, then $19.95 per month thereafter. You may cancel at any time; however, we do not provide partial month refunds.4

¹The credit scores provided under the offers described here use the Equifax Credit Score, which is a proprietary credit model developed by Equifax. The Equifax Credit Score and 3-Bureau scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian and TransUnion credit files. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.

²The Automatic Fraud Alert feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.

³Equifax Credit Report Control™ is only available while you have a current subscription to Equifax Complete Premier. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit file by companies like Equifax Personal Solutions which provide you with access to your credit report or credit score or monitor your credit file; Federal, state and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection and prevention purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com/.

4We will require you to provide your payment information when you sign up and we will immediately charge your card $4.95. After that, we will charge the card $19.95 for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.

Equifax® is a registered trademark and Equifax Complete™ Premier is a trademark of Equifax, Inc. © 2014, Equifax Inc., Atlanta, Georgia. All rights reserved.

Is the Barcode on Your Boarding Pass Secure?

Written by Equifax Reporter on January 6, 2016 in Credit  |   2 comments

The next time you walk off of a plane, you may want to think twice before tossing your boarding pass in the trash and resist the temptation to share a picture of it on social media. The same barcodes that help you speed through the…

BoardingPassSecurityThe next time you walk off of a plane, you may want to think twice before tossing your boarding pass in the trash and resist the temptation to share a picture of it on social media. The same barcodes that help you speed through the airport could also risk exposing your personal data.

A few months ago, Brian Krebs, creator of the blog Krebs On Security, was contacted by Cory, one of his readers, who had made an unsettling discovery about a boarding pass his friend had posted on social media. He noticed the barcode on the pass and wondered if someone could use the information within that code to gain access to a passenger’s personal details.

It turns out that his hunch was right.

In minutes, Cory was able to use the Inlite Research website, to decode the barcode directly from the snapshot, obtaining details not only about the flight, but also about his friend, including his name and his ticket’s record locator number, the tracking code used by the airline to archive purchased flight. Once he had the locator number, Cory went to the airline’s website and was able to access his friend’s account, including details about his upcoming flights—all using only the information found on the boarding pass.

Imagine all of this information falling into the wrong hands.

“It really is a wake-up call to people in general—how much of our personal information is out there on different types of documents,” says Scott N. Schober, cybersecurity expert and author of the upcoming book “Hacked Again.” “But most people don’t think much about the boarding pass.”

Concerns about boarding pass security are not new

This isn’t the first time passengers and the media have raised alarms. In 2011, a Forbes reporter typed his own boarding pass record locator into a public access computer located in the airline lounge and was able to access his future itineraries and update sensitive personal information without a password.

Even though no two airlines include precisely the same personal or account information on their boarding passes, having that much information on a piece of paper that most people toss into the nearest trash can is concerning.

The information, found in both QR codes and two-dimensional barcodes, could help data thieves find their way into anyone’s frequent flyer account.

This means that the trend of posting used boarding passes on social media to share your latest adventures with your friends could also enable thieves to figure out your passwords or reset your sign-in credentials using clues that appear on the pass or within the barcode, such as your date of birth or mother’s maiden name. “You really need to stop and think before you post your boarding pass,” says Schober.

Encryption-based solutions such as the HD barcode do exist and could make it more difficult for an outsider to decipher the information on boarding passes. The problem is that these solutions are expensive for airlines and harder to install.

Protect your boarding pass—and your identity—when traveling

Schober shared a few tips that might help you and your family travel more safely this holiday season.

  • Handle your boarding pass with the same care you would handle any other sensitive document, like a bank statement or medical bill. Avoid the urge to dispose of your boarding pass in your hotel trash can. Instead, keep it safely stored somewhere in your luggage and once you’ve made it home safely, put it through your personal shredder.
  • Be mindful when using mobile boarding passes. Not only are they just as vulnerable but they also leave an electronic trail on your device that can be difficult to eradicate.
  • If you think you might need your boarding pass again for proof of travel, especially on international flights, place it where you store other important documentation.
  • Instead of using real information when setting up frequent flier accounts, substitute a fake birthdate or a combination of words, numbers, and symbols for your mother’s maiden name.

The information contained in this blog post is designed to generally educate and inform visitors to the Equifax Finance Blog. The blog posts do not give, and should not be assumed to provide, personalized tax, investment, real estate, legal, retirement, credit, personal financial, or other professional advice. Before making any financial decision, you should always consult with the appropriate professionals who can explain your options, rights, and legal responsibilities, and advise you on any tax, legal, credit, or business implications that may result from those decisions. The views and opinions expressed by the authors of blog posts are their own views and may not be the views or opinions of Equifax, Inc. and/or its affiliates.


2 comments

  1. Shane D. says:

    Great advice for next time I travel ! thanks


Leave a Comment


Name :


Commenting guidelines

We welcome your interest and participation on this forum, but be aware that comments will be published at Equifax's sole discretion. Please don't use this blog to submit questions or concerns about your Equifax credit report or raise customer service issues. Instead, you should contact Equifax directly for all such matters and any attempts to do so in this forum will be promptly re-directed.

Some other factors to consider when commenting:
  1. Registration and privacy. While no registration is required to visit our forum, participants wishing to post a message must register by creating an account. All personal information provided by forum members incident to registration is governed by our Terms of Use and Privacy Policy.
  2. All comments are anonymous. We'll delete your name, e-mail address, and any other identifying information, including details about your investments.
  3. We can't post or respond to every comment - As much as we'd like to, we can't post every comment, nor can we guarantee that we will respond to each individual message. All questions or comments about your Equifax credit report or similar customer service issues should be handled by contacting Equifax directly.
  4. Don't offer specific legal, tax or financial advice. All of the materials on this Site are for information, education, and noncommercial purposes only and this forum is not intended as a means of expressing views or ideas regarding any specific legal, tax, or investment advice. While offering general rules of thumb is both permitted and encouraged, recommending specific ideas or strategies regarding investments, taxes, and related matters is prohibited.
  5. Credit Repair. This blog is not intended as a venue for the discussion or exchange of ideas regarding credit repair or other strategies intended to assist visitors and community members improve or otherwise modify their credit histories, ratings or scores.
  6. Stay on topic. Your comment should be concise and pertain to the specific post in question.
  7. Be respectful of the community. The use of profanity, offensive language, spam, and personal attacks will not be tolerated and egregious or repeat offenders will be banned from future participation. We encourage disagreement and healthy debate, but please refrain from personal attacks on our WordPresss and contributors.
  8. Finally: Participation in this forum may be terminated by Equifax immediately and without notice for failure to comply with any guidelines or Terms of Use. As such, you should familiarize yourself with all pertinent requirements prior to submitting any response through the blog or otherwise. All opinions expressed in this forum are solely those of the individual submitting the comment, and don't necessarily represent the views of Equifax or its management.

Equifax maintains this interactive forum for education and information purposes in order to allow individuals to share their relevant knowledge and opinions with other members and visitors. We encourage you to participate in discussions about personal finance issues and other topics of interest to this community, but please read our commenting guidelines first. Equifax reserves the right to monitor postings to the forum and comments will be published at our discretion. Do you have questions or comments about your Equifax credit report or customer-service issues regarding an Equifax product? If so, please contact Equifax directly. All opinions and information expressed or shared in blog comments are solely those of the person submitting the comments, and don't necessarily represent the views of Equifax or its management.


Credit Archive