Recently, The New York Times ran an article that contained many misstatements and misunderstandings about the accuracy of credit reports, how to dispute errors, and whether we give preferential treatment to certain customers. We wanted to set the record straight on all points. First, a…
Healthy Credit Habits: The Secret to a Good Night’s Sleep Loretta Worters, Insurance Information Institute U.S. bank credit card delinquencies have fallen to their lowest levels in almost ten years, according to a recent report from the American Bankers Association (ABA). The credit card delinquency…
Frequently Asked Questions: How Do I Place a Security Freeze on My Credit Report? Diane Moogalian, Equifax Credit Team As much as we’d all like to think we’re unique creatures, we often share the same problems. How do I know this? I see the same…
April Is Financial Literacy Month—Can You Answer These 15 Questions? CredAbility, Guest Blogger How well do you understand the basics of money management? Take this quiz from CredAbility to see if you are making the best use of your money. Select the best answer to…
Spring-Cleaning Your Debt with David Bach Did you join David Bach last month in his Facebook Live Chat? David shared some great advice about how to become “Debt Free for Life,” how to pay off debt faster, and how to prioritize your debt. Here are…
3 Steps to Taking Control of Your Credit Report Mechel Glass, CredAbility.org Over the past three years, counselors at CredAbility have seen a rise in the average credit score among people seeking counseling. More people, and people with better financial histories, are seeking credit counseling….