For 15 years personal finance expert David Bach has taught people how save money and get out of debt. He believes that getting out of debt is a critical part of building wealth, so much so that it is the subject of his new book…
11 Steps To Get You Out of Debt in 2011 By David BachDebt can destroy lives, families, marriages, relationships, business—even countries. So this year my mission is to help one million people pay down a billion dollars in debt and start a new life—free of…
Why Are Your Credit Scores Different? Equifax Credit Team Have you checked your Equifax credit score recently? How about your credit score from another credit-reporting agency? Did they match up? They probably didn’t, at least not exactly. Why? One of the most frequent questions I…
2010 Postmortem Credit Trends We’re approaching the end of the year, and the big topic in credit trends seems to be delinquency rates. These rates, which measure loan nonpayment levels, were increasing in 2009 and had not peaked, while today they are no longer at…
How to Find and Dispute Credit Report Errors One of the most common inquiries we get from consumers is about mistakes on a credit report—as we saw last week, when we discussed a reader’s question about his ex-wives’ credit reports getting mixed up because they…
Equifax Credit Dispute: How to Dispute Personal Information on a Credit Report A reader commented on the post “Strategies for Outsmarting Uncle Sam at Tax Time,” and we wanted to do our best to answer his question. From Michael: My ex-wives have very similar names…