Finance Blog
FAQ: How Long Do Late Payments Stay On My Credit Report
Written by Equifax Experts on April 8, 2013
8 comments
We receive a lot of great comments and insightful questions here at the Equifax Finance Blog. Sometimes we can answer them individually, but a lot of consumers have the same questions and concerns about their credit. Over the next few weeks, we’ll be answering some…
Identity Theft Tops List of Consumer Complaints
Written by Equifax Experts on March 29, 2013
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Updated May 7, 2013: IdentityProtection.com, a new website powered by Equifax, takes an in-depth look at each of the top 10 states for identity theft, examining state and metro area statistics, examples of widespread fraud, potential reasons residents of these states are at risk and…
Top Five Credit Myths
Written by Diane Moogalian on March 19, 2013
97 comments
“If I pay off a debt, any associated missed payments can be removed as well.” This is just some of the misinformation floating around about how the credit-reporting industry works. Diane Moogalian, Vice President of Operations for Equifax Personal Solutions, gives insight into these common myths — and arms you with the knowledge you need to navigate your credit file.
More Americans Paying Off Debt and Opening New Lines of Credit
Written by Janet Dedrick on March 4, 2013
11 comments
As more people are paying off debt across the country, more of us are taking out loans than we have in recent years. Not including mortgages, loan originations increased from $659 billion in 2011 to $750 billion in 2012, according to a recent Equifax Credit…
The Facts About Credit Report Accuracy
Written by Equifax Experts on February 21, 2013
19 comments
In light of recent discussions and misinformation reported in the news media regarding credit report inaccuracies and the difficulty in correcting them, we would like to provide our perspective and highlight some important facts. Credit reporting agencies have a very simple but challenging goal with…
Eight Steps To Prevent Tax Identity Theft
Written by Equifax Experts on February 19, 2013
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With tax identity theft becoming a more widespread crime, it’s important that consumers know how to reduce their chances of becoming a victim. The IRS has reported a significant increase in the number of fraudulent tax returns filed, with 641,690 tax-related identity theft incidents from…
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