Finance Blog
Interest Rate Shopping and Its Effect on Your Credit Score
Written by Robin Holland on August 23, 2010
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The Thirty-Day Grace Period and Other Credit Inquiry Facts and Myths By Robin Holland Credit myths are common in the credit-reporting industry, and we often see them when consumers call us with questions: Why did the credit-reporting agency deny my credit application? Why did the…
Credit Report FAQs: What Do I Do When a Family Member Dies?
Written by Diane Moogalian on August 16, 2010
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Credit Report FAQs: What Do I Do When a Family Member Dies? By Diane Moogalian Credit accounts and debts may be the last things on your mind when a family member dies. But it’s important to think about these financial matters and know the proper…
Can Equifax Decline My Credit Application?
Written by Robin Holland on August 9, 2010
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Can Equifax Decline My Credit Application? By Robin Holland Sometimes we talk to consumers who think that Equifax has declined their credit. No matter how many times we hear people say it, the answer is No! The idea that Equifax and the other credit-reporting agencies…
Credit Trends: Super-Prime Consumers Tap Home Equity Lines of Credit and Credit Cards Not Available To Most
Written by Janet Dedrick on August 2, 2010
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Credit Trends: Super-Prime Consumers Tap Home Equity Lines of Credit and Credit Cards Not Available To Most By Janet Dedrick Last month in my credit trends post, I talked about how consumer debt was shrinking, but I was waiting to see signs of “portfolio cleansing”…
Credit Report Update: How Is Information Updated on My Credit Report?
Written by Robin Holland on July 26, 2010
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Credit Report Update: How Is Information Updated on My Credit Report? By Robin Holland Ever wonder how the information about your identity and financial history ends up on your credit report? It can be an incredibly detailed report-where does all that information come from? The…
How Do I Opt Out of Credit Offers?
Written by Diane Moogalian on July 19, 2010
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How Do I Opt Out of Credit Offers? By Diane Moogalian I hear from people all the time who are concerned about the preapproved credit offers they get in the mail. They want to know who is looking at their credit and how companies are…
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