How Do I Opt Out of Credit Offers? By Diane Moogalian I hear from people all the time who are concerned about the preapproved credit offers they get in the mail. They want to know who is looking at their credit and how companies are…
What’s in My Credit Report? By Robin Holland Think of your credit report as a snapshot of your financial life. Creditors don’t get to know you by inviting you over for a barbecue or “friending” you on Facebook. They look to your credit report to…
Credit Trends: Debt Shrinking in the Face of the Recession By Janet Dedrick If you go only by the news over the last few years, you might get the idea that the financial world is still melting down. Foreclosures on every block, people losing their…
Have you ever heard someone talk about “good debt” versus “bad debt”? Those terms can be a little misleading, but the kinds of debt you have and how you manage your finances can reflect positively-or negatively-on your credit report. Your credit report contains a story…
Debt Reduction: Why Paying Down Your Credit Card Debt Helps Your Credit ScoreBy Robin Holland We get lots of questions from consumers on Equifax.com, our Facebook page, Twitter and now the Equifax Personal Finance Blog about what factors impact credit scores. The truth is, you…
Fraud Alerts: What They Are and How They Affect Your Credit By Robin Holland It can happen to anybody, but you never really think it will happen to you. A few weeks ago, I was on a business trip in Washington D.C. when my luggage…