Suffering from a bit of a spending hangover? Get started paying off debt before it spirals out of control. You definitely don’t want to find yourself paying interest on last year’s holiday debt while you’re shopping for presents this year. Howard Dvorkin, founder of Consolidated…
If you’re like most savvy shoppers, you’re buying lots of gifts and other items online for the holidays. While that can be a great way to nab some bargains, be careful that you don’t also nab the attention of identity thieves. Some easy ways to…
You may not even know something is amiss until you apply for a car or mortgage loan and your lender says there’s a problem with your credit history or you look at your monthly credit card statement and see an unusual charge to a merchant…
Home equity revolving lines of credit have hit a three-year high, indicating that there is some confidence returning to the real estate market. These lines of credit had taken a major hit over the course of recession, as many homeowners watched their home values plummet….
Delinquency rates are down over last year across nearly all forms of credit, except one—student loan debt, where delinquency rates are on the rise as people struggle with paying off debt. Third-quarter delinquencies for auto loans, consumer finance, credit cards, mortgage loans, home finance, and…
Americans across the country are paying off debt and remaining cautious about taking on new debt. Is this due to a greater economic recovery, or are consumers playing a larger part in debt levels? And how might this affect credit scores? Overall consumer debt fell…