Many parents aren’t interested in teaching their children about credit cards and what those cards mean to a credit score. However, the problem with that approach is that, at some point, your child is probably going to have a credit card and will need to…
I am a pretty tidy person. I like things to be neat, organized, and easily accessible. But running my own business, working, and being a mom to two teenage boys means sometimes the days get away from me and cleaning chores pile up. The same…
If you’ve ever bought a house or car, your research probably included some interest rate shopping. Even if you have a great credit score, you don’t know if the interest rates offered at a dealership or your own bank are really the best you can…
What did the financial crisis, the burst of the real estate bubble, and soaring unemployment do to American credit scores? As it turns out, not much. While individual credit scores may have seen significant changes, the median credit score has not significantly shifted. The median…
If you are the parent of a high school senior who plans to go to college next year, now is the time to determine how you will pay for that education. You might have been saving for college for years, but you will still want…
Have you ever looked at your credit card agreement? Whether you’re a new cardholder or you’ve had your credit card for years, it’s worth a read. Invest some time and energy into understanding your card’s specific terms so you can make sure you have made…