Finance Blog
Understanding Your Credit Card Agreement
Written by Ilyce Glink on September 17, 2012
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Have you ever looked at your credit card agreement? Whether you’re a new cardholder or you’ve had your credit card for years, it’s worth a read. Invest some time and energy into understanding your card’s specific terms so you can make sure you have made…
Seven Bad Credit Card Habits
Written by Ilyce Glink on September 6, 2012
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Credit can help you make big purchases and achieve your financial goals, but too much credit and debt can be dangerous. The average U.S. household has nearly $8,000 in credit card debt, according to the Federal Reserve. Chances are if you’re in a lot of…
Back-to-School Time Puts Personal Information at Risk
Written by Ilyce Glink on August 9, 2012
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A friend recently enrolled her child in kindergarten and she told me she was shocked at the amount of documentation she had to bring to signup. She was told to bring a Social Security card or birth certificate, a bill to prove residency, medical records…
How long does a late payment stay on my credit report?
Written by Equifax Experts on July 17, 2012
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How long does a late payment stay on my credit report? Questions like this and others related to the consequences of negative information on your credit report are some of the most frequently asked questions on the blog and on Equifax.com. Here are the answers to…
Are You Receiving the Best Interest Rates on Your Loans?
Written by Ilyce Glink on July 1, 2012
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If you have less-than-perfect credit, chances are that at some point you have been charged higher interest rates on a loan or line of credit. This common practice is called risk-based pricing. It’s used by lenders to determine for what kind of loan terms individuals…
Have You Pulled Your Credit Report Yet?
Written by Equifax Experts on June 25, 2012
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We’re halfway through the year—have you pulled your credit report yet? By law, every consumer is allowed one free credit report per year from each major credit reporting agency (CRA): Equifax, TransUnion, and Experian. Mark on your calendar to go to annualcreditreport.com every four months…
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