If you’ve noticed a recent drop in your credit score, it could be due to negative information that’s shown up on your credit report. The Equifax Experts explain five behaviors that could cause a drop in your credit score.
Did you overspend or miss payments around the holidays, or do other damage to your credit score this winter? Use this spring-cleaning checklist to start sprucing up your credit report and positively impact your credit score.
Credit cards can be a great way build credit, but it’s important to use them responsibly. Understand how your credit limit is determined and how that limit can impact your credit utilization—a key factor in calculating your credit score.
Consumer debt is on the upswing across the country. According to national consumer credit trends data from Equifax, total consumer debt grew in almost all of the largest metro areas at the end of 2013, due in large part to gains in credit card and…
There are a lot of things that can impact your credit score, from payment history to types of credit. But not every financial decision you make directly impacts your credit, and it’s important to understand what won’t hurt your credit score.
It’s important to build a positive credit history, but you may find it difficult to get new lines of credit if you have no credit or a low score. Fortunately, you have some options for building credit—the Equifax Experts explain.