Comments on: What To Do If You Think There's An Error On Your Credit Report http://blog.equifax.com/credit/what-to-do-if-you-think-theres-an-error-on-your-credit-report/ Wed, 22 May 2013 10:50:49 +0000 hourly 1 http://wordpress.org/?v=3.5 By: John Levings, Gr Rapids, Michigan http://blog.equifax.com/credit/what-to-do-if-you-think-theres-an-error-on-your-credit-report/#comment-12605 John Levings, Gr Rapids, Michigan Wed, 29 Aug 2012 12:41:05 +0000 http://ec2-50-19-98-117.compute-1.amazonaws.com/credit/what-to-do-if-you-think-theres-an-error-on-your-credit-report/#comment-12605 Credit reporting agencies are infinitely more interested in negative information than good information.

Deaths, divorces, defaults, tax liens, criminal convictions, etc. are automatically taken from the public record & included in credit files.

Discharged (ie. paid off) debts in the public record are not automatically included in credit files.

I speak from experience. I have send photocopies of a ($93K) origination mortgage lien & its discharge w/ liber & page highlighted in florescent yellow & the reply I receive is, ‘mortgage not reporting.’

]]> By: really920 http://blog.equifax.com/credit/what-to-do-if-you-think-theres-an-error-on-your-credit-report/#comment-700 really920 Wed, 14 Dec 2011 18:41:53 +0000 http://ec2-50-19-98-117.compute-1.amazonaws.com/credit/what-to-do-if-you-think-theres-an-error-on-your-credit-report/#comment-700 to Vetmomof2: Equifax may have actually put the bogus fraud alerts on the files. Bogus means the fraud alert isn’t a statement as that term is defined by the Fair Credit Reporting Act….i.e. Using only the words “Extended Fraud Alert” OR “90 day fraud alert” are not fraud alerts. The shady creditors know this and ignore them because they aren’t actual alerts by law. These alerts not allow not only creditors to open the accounts but ID thieves to open accounts…and you’ll never get a phone call from the creditor because the alerts probably don’t include contact information either.

]]> By: djtenn2000 http://blog.equifax.com/credit/what-to-do-if-you-think-theres-an-error-on-your-credit-report/#comment-407 djtenn2000 Sat, 18 Jun 2011 19:22:48 +0000 http://ec2-50-19-98-117.compute-1.amazonaws.com/credit/what-to-do-if-you-think-theres-an-error-on-your-credit-report/#comment-407 Where is the link to the NY Times article? Don't you think your rebutle would make sense if you posted a link to the original article..?

]]> By: Vetmomof2 http://blog.equifax.com/credit/what-to-do-if-you-think-theres-an-error-on-your-credit-report/#comment-406 Vetmomof2 Fri, 03 Jun 2011 21:00:55 +0000 http://ec2-50-19-98-117.compute-1.amazonaws.com/credit/what-to-do-if-you-think-theres-an-error-on-your-credit-report/#comment-406 My question is what is the point of putting on alerts if your credit company isn't going to pay attention to them? My daughters were both hit with mortgages when they were 15 years old. Really, there has been an alert on their SSN for years and someone is able to open a mortgage account. Useless. Now we have to go through hell to get it removed.

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