Comments on: What's in My Credit Report? http://blog.equifax.com/credit/whats-in-my-credit-report/ Fri, 17 May 2013 00:53:39 +0000 hourly 1 http://wordpress.org/?v=3.5 By: mike http://blog.equifax.com/credit/whats-in-my-credit-report/#comment-16654 mike Thu, 04 Apr 2013 11:22:04 +0000 http://ec2-50-19-98-117.compute-1.amazonaws.com/credit/whats-in-my-credit-report/#comment-16654 can anyone please give me the address where you can write to in order
to have your credit report mailed to you every three months?

]]> By: Rusty http://blog.equifax.com/credit/whats-in-my-credit-report/#comment-15157 Rusty Sat, 19 Jan 2013 13:25:33 +0000 http://ec2-50-19-98-117.compute-1.amazonaws.com/credit/whats-in-my-credit-report/#comment-15157 I have read several times that, if a person does not pay or acknowledge debt for 7 yrs, it no longer appears as a bad mark. How, other than being in bad situations, sick, etc., have this done? Everything is still on my report, after 10 yrs, no change

I d like to see a professional, although I don’t know who that is (Portland, OR).

Thanks for reading!

]]> By: Editor, Equifax Personal Finance Blog http://blog.equifax.com/credit/whats-in-my-credit-report/#comment-129 Editor, Equifax Personal Finance Blog Thu, 21 Oct 2010 15:40:29 +0000 http://ec2-50-19-98-117.compute-1.amazonaws.com/credit/whats-in-my-credit-report/#comment-129 @Avluela – Thanks for reading and commenting on the blog. You're right that the credit score can depend on when the information is requested. The credit score is determined by the information supplied by the creditors, so when your creditors report information can affect your score. Take a look at some of our other posts for more information on how your credit score is determined: http://credit.equifax.com/2010/07/credit-report-update-how-is-information.html

]]> By: Avluela http://blog.equifax.com/credit/whats-in-my-credit-report/#comment-128 Avluela Tue, 13 Jul 2010 01:53:47 +0000 http://ec2-50-19-98-117.compute-1.amazonaws.com/credit/whats-in-my-credit-report/#comment-128 I was actually shocked to learn that one's credit score may go up or down depending on when someone requests the information. I charge just about everything and frequently will have bills at the end of the month that amount to more than $5000. When I buy an expensive item, such as a piece of furniture, the bill might go over $10 or $15 thousand. When my credit score is checked when that amount is on my credit card, my score might be affected even though I pay the card off every month without fail. The smaller one's amount of available credit is, the more this circumstance will affect the score: debt to available credit ratio. Avluela

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