Sign up for our FREE Monthly Email Newsletter
In addition to keeping in the financial know, you may be interested in checking your credit score and report.
¹The credit scores provided under the offers described here use the Equifax Credit Score, which is a proprietary credit model developed by Equifax. The Equifax Credit Score and 3-Bureau scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian and TransUnion credit files. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.
²The Automatic Fraud Alert feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.
³Equifax Credit Report Control™ is only available while you have a current subscription to Equifax Complete Premier. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit file by companies like Equifax Personal Solutions which provide you with access to your credit report or credit score or monitor your credit file; Federal, state and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection and prevention purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com/.
4We will require you to provide your payment information when you sign up and we will immediately charge your card $4.95. After that, we will charge the card $19.95 for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.
Equifax® is a registered trademark and Equifax Complete™ Premier is a trademark of Equifax, Inc. © 2014, Equifax Inc., Atlanta, Georgia. All rights reserved.
The way I do use social media, however, allows me to save money. Every few days, I check our neighborhood bakery’s Twitter account—I can earn a scone or a loaf of bread for stopping in and tweeting a message about their special offers. I also check Amazon’s tweets (@Amazondeals) for Gold Box flash deals.
Following companies on Twitter or Facebook is a simple way to earn discounts, score coupons, or hear about specials before the general public does. Retailers know that if they offer you nice enough incentives, you may also read their promotional posts. Not a bad trade.
If you’ve had a negative experience with a company, making contact on Twitter or Facebook is often a lightning-fast way to get its attention—and possibly get back money you’ve spent. A complaint you make over social media is instantly available for all to see. As a result, most companies will bend over backwards to resolve your issue quickly and publicly—often in a Twitter reply or Facebook comment.
For instance, I recently saw a Twitter exchange in which a restaurant apologized and offered a free meal to a customer who had complained about bad service. The unhappy customer was satisfied, and the restaurant’s followers got to see how much the company valued its customers.
And if a little friend-to-friend sharing over social media can help you save money toward a goal—like a new computer or your upcoming honeymoon—would you try it? SmartyPig lets users link their savings goals to their Facebook and Twitter accounts. Every time the user makes a deposit in the free SmartyPig account, it triggers a status post (sort of a public pat on the back). Through SmartyPig, friends and family can also make donations toward the user’s goal.
Money accumulated in a SmartyPig account earns interest and can eventually be transferred to a traditional savings or checking account, loaded onto a prepaid debit card, or redeemed for retailer gift cards that often come with a bonus reward of 10 percent more than the card’s original value.
All in all, these represent a few good reasons to dust off a neglected Twitter or Facebook account—with no pressure to post cute dog pictures or descriptions of what you ate at the hip new food cart.
The information contained in this blog post is designed to generally educate and inform visitors to the Equifax Finance Blog. The blog posts do not give, and should not be assumed to provide, personalized tax, investment, real estate, legal, retirement, credit, personal financial, or other professional advice. Before making any financial decision, you should always consult with the appropriate professionals who can explain your options, rights, and legal responsibilities, and advise you on any tax, legal, credit, or business implications that may result from those decisions. The views and opinions expressed by the authors of blog posts are their own views and may not be the views or opinions of Equifax, Inc. and/or its affiliates.
Equifax maintains this interactive forum for education and information purposes in order to allow individuals to share their relevant knowledge and opinions with other members and visitors. We encourage you to participate in discussions about personal finance issues and other topics of interest to this community, but please read our commenting guidelines first. Equifax reserves the right to monitor postings to the forum and comments will be published at our discretion. Do you have questions or comments about your Equifax credit report or customer-service issues regarding an Equifax product? If so, please contact Equifax directly. All opinions and information expressed or shared in blog comments are solely those of the person submitting the comments, and don't necessarily represent the views of Equifax or its management.