Sign up for our FREE Monthly Email Newsletter
In addition to keeping in the financial know, you may be interested in checking your credit score and report.
¹The credit scores provided under the offers described here use the Equifax Credit Score, which is a proprietary credit model developed by Equifax. The Equifax Credit Score and 3-Bureau scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian and TransUnion credit files. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.
²The Automatic Fraud Alert feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.
³Equifax Credit Report Control™ is only available while you have a current subscription to Equifax Complete Premier. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit file by companies like Equifax Personal Solutions which provide you with access to your credit report or credit score or monitor your credit file; Federal, state and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection and prevention purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com/.
4We will require you to provide your payment information when you sign up and we will immediately charge your card $4.95. After that, we will charge the card $19.95 for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.
Equifax® is a registered trademark and Equifax Complete™ Premier is a trademark of Equifax, Inc. © 2014, Equifax Inc., Atlanta, Georgia. All rights reserved.
My name is Miranda Marquit, and I’m a personal finance advice blogger. I have a passion for finance—especially as it relates to helping ordinary families build wealth and direct their resources according to their own values and priorities.
When I write about family finance, I like to focus on the ways you can use your financial resources to build the life you want for your family. For the most part, I believe that focusing on improving your ability to earn money, as well as making spending choices that reflect your own goals, can do this.
While I believe that saving money is important, and that you should get the best value for your dollar, I don’t often write about pinching pennies. I’m more about looking for ways to create the lifestyle you want by identifying your values and priorities and then allocating your money in a way that reflects what’s most important to you.
Identifying your goals and looking to the future
Whether your goals are to build a retirement nest egg, create passive income, dig out of a debt hole, pay for your children to attend college, save for a down payment on a new home, create a fully funded emergency account, or travel the world, only you can determine the life you want to live. There are strategies you can follow to ensure that you can afford the things that are most important to you at each of your family’s milestones.
This type of planning requires a long-term view, as well as the ability to honestly evaluate your current situation and identify your goals. I hope my posts will inspire you to create your own financial road map based on your family’s values. My posts will include some of the actions my family is taking right now, as well as actions we hope to take in the future.
Additionally, I will look at how your family relationships can affect the way you interact with money, and how you set priorities as a family—especially if you sometimes want different things or have different approaches to money.
Why should you read what I have to say?
I’ve made my share of mistakes in life when it comes to finances. I dug out from credit card debt amassed at college, and I’m still recovering, in some ways, from earlier financial missteps. However, 10 years after my marriage started with debt, I have a M.A. in journalism from Syracuse University, my husband has completed his Ph.D., and my family is able to meet all of our needs and most of our wants. I’ve learned tough financial lessons through experience.
On top of that, I’ve had the opportunity to research different financial and investing strategies as part of my career as a finance writer. I write for a variety of financial websites on subjects ranging from investing to business to personal and family finance. My work has appeared in, been mentioned by, and linked from major news websites, including The New York Times, The Washington Post, USA Today, The Consumerist, The Atlantic Wire, and The Huffington Post.
I am lucky to work from home doing something I love, and I’m excited to work with Equifax to help you find ways your family can work toward financial freedom.
Equifax maintains this interactive forum for education and information purposes in order to allow individuals to share their relevant knowledge and opinions with other members and visitors. We encourage you to participate in discussions about personal finance issues and other topics of interest to this community, but please read our commenting guidelines first. Equifax reserves the right to monitor postings to the forum and comments will be published at our discretion. Do you have questions or comments about your Equifax credit report or customer-service issues regarding an Equifax product? If so, please contact Equifax directly. All opinions and information expressed or shared in blog comments are solely those of the person submitting the comments, and don't necessarily represent the views of Equifax or its management.