Sign up for our FREE Monthly Email Newsletter
In addition to keeping in the financial know, you may be interested in checking your credit score and report.
¹The credit scores provided under the offers described here use the Equifax Credit Score, which is a proprietary credit model developed by Equifax. The Equifax Credit Score and 3-Bureau scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian and TransUnion credit files. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.
²The Automatic Fraud Alert feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.
³Equifax Credit Report Control™ is only available while you have a current subscription to Equifax Complete Premier. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit file by companies like Equifax Personal Solutions which provide you with access to your credit report or credit score or monitor your credit file; Federal, state and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection and prevention purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com/.
4We will require you to provide your payment information when you sign up and we will immediately charge your card $4.95. After that, we will charge the card $19.95 for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.
Equifax® is a registered trademark and Equifax Complete™ Premier is a trademark of Equifax, Inc. © 2014, Equifax Inc., Atlanta, Georgia. All rights reserved.
Don’t you just love curling up with a good money book? OK, so maybe financial volumes aren’t exactly bedtime reading. However, every family could benefit from having a couple of these books in their library. Here are some of my favorites (in no particular order). I hope you’ll read at least one this fall. There’s some great information to help you and your family with saving money and improving your credit score.
1. Clark Howard’s Living Large in Lean Times by Clark Howard
This is the latest book from the well-known financial talk-show host. I love his smart, down-to-earth advice. His book is filled with quick things you can do to save money on everything from health care to cell phones. Another good one of his is Clark Smart Parents, Clark Smart Kids.
2. All Your Worth by Elizabeth Warren and Amelia Warren Tyagi
This mother-daughter pair also wrote The Two-Income Trap: Why Middle-Class Parents are Going Broke. Both books offer solid step-by-step advice for building a family money plan you can live with and for getting out of debt.
3. America’s Cheapest Family Gets You Right on the Money by Steve Economides and Annette Economides
If you like real-life tips on cutting expenses to the bone (remember The Complete Tightwad Gazette?, this might be your book. This husband and wife team teaches you the nitty-gritty of running a family on a very tight budget. Be warned: They are hardcore frugal.
4. Get a Financial Life by Beth Kobliner
Aimed at 20- and 30-somethings, this book is the ideal financial sourcebook for younger folks. It covers key money issues ranging from paying off college loans to the wisdom of investing in a 401(k) at your job. For anyone who needs a quick cheat sheet or who has a short attention span when it comes to finances, Kobliner includes a “financial cramming” synopsis at the end of each chapter.
5. The Money Saving Mom’s Budget by Crystal Paine
Paine is a blogger-turned-author worth following. (Find her blog at MoneySavingMom.com.) She and her husband bought a house in cash after following their own money-saving advice. She includes lots of great tips on couponing and saving on food costs.
6. Your Money or Your Life by Vicki Robin and Joe Dominguez
This classic book is one of the core tomes of the simplicity movement. It offers smart advice (a little New Agey) on sorting out your money priorities as well as saving money so you can leave the workforce when you’re ready. It’s definitely worth re-reading every couple of years.
7. The Millionaire Next Door by Thomas Stanley and William Danko
After surveying numerous millionaires, the authors share their astounding findings that many wealthy people stay that way because they live and spend modestly. The book offers good insights into why conspicuous consumption may not be the answer to your money prayers.
8. The Total Money Makeover by Dave Ramsey
Radio talk-show host Dave Ramsey simplifies the process of getting out of debt and building wealth by breaking it down into a series of baby steps. His book is very encouraging and unintimidating, even for financial newbies, but note that it includes some religious overtones.
9. The 10 Commandments of Money by Liz Weston
I’ll read almost anything by Weston, the syndicated newspaper columnist. She’s smart and easy to follow, and she covers everything from creating a workable budget to saving for college.
The information contained in this blog post is designed to generally educate and inform visitors to the Equifax Finance Blog. The blog posts do not give, and should not be assumed to provide, personalized tax, investment, real estate, legal, retirement, credit, personal financial, or other professional advice. Before making any financial decision, you should always consult with the appropriate professionals who can explain your options, rights, and legal responsibilities, and advise you on any tax, legal, credit, or business implications that may result from those decisions. The views and opinions expressed by the authors of blog posts are their own views and may not be the views or opinions of Equifax, Inc. and/or its affiliates.
Equifax maintains this interactive forum for education and information purposes in order to allow individuals to share their relevant knowledge and opinions with other members and visitors. We encourage you to participate in discussions about personal finance issues and other topics of interest to this community, but please read our commenting guidelines first. Equifax reserves the right to monitor postings to the forum and comments will be published at our discretion. Do you have questions or comments about your Equifax credit report or customer-service issues regarding an Equifax product? If so, please contact Equifax directly. All opinions and information expressed or shared in blog comments are solely those of the person submitting the comments, and don't necessarily represent the views of Equifax or its management.