Sign up for our FREE Monthly Email Newsletter
In addition to keeping in the financial know, you may be interested in checking your credit score and report.
¹The credit scores provided under the offers described here use the Equifax Credit Score, which is a proprietary credit model developed by Equifax. The Equifax Credit Score and 3-Bureau scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian and TransUnion credit files. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.
²The Automatic Fraud Alert feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.
³Equifax Credit Report Control™ is only available while you have a current subscription to Equifax Complete Premier. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit file by companies like Equifax Personal Solutions which provide you with access to your credit report or credit score or monitor your credit file; Federal, state and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection and prevention purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com/.
4We will require you to provide your payment information when you sign up and we will immediately charge your card $4.95. After that, we will charge the card $19.95 for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.
Equifax® is a registered trademark and Equifax Complete™ Premier is a trademark of Equifax, Inc. © 2014, Equifax Inc., Atlanta, Georgia. All rights reserved.
When you’re busy, it’s oh so easy to pull out your wallet and give your child cash to buy a hot lunch at school. But the cost of those lunches can add up pretty quickly. So just in time for the back-to-school season, I asked one of my favorite experts on saving money, Stephanie Nelson of CouponMom.com, for tips on keeping costs down with kids’ lunches you make at home.
Ditch the deli. Turkey or chicken deli meat for sandwiches can easily run $10 per pound. Nelson suggests saving money by buying chicken breasts on sale and cooking them yourself. She’s right on the money: I recently found chicken breasts in a bulk value pack for $2.50 per pound, but they were 50 percent off because they had hit their sell-by date. That’s almost a 90 percent savings! Slice chicken for sandwiches or shred it up for chicken salad. Chicken keeps nicely in the freezer for later use, too.
Mix it up. Switch the starch you use for sandwiches so you use what you can buy on sale and also keep things interesting for your kids. As an alternative to bread, try tortillas, pitas, or sandwich thins. In addition, buy and freeze regular bread whenever you see a buy one, get one free (BOGO) sale, advises Nelson.
Leverage your leftovers. Last night’s pasta casserole or chili makes a great hot lunch when you send it in a thermos, and meatloaf can turn into a yummy sandwich. Whenever possible, make a little extra of your evening dinner and plan on using it for lunch the next day. It’ll save you both money and prep time.
Bag your own. Instead of buying expensive individually wrapped snack foods like pretzels or cookies, Nelson advocates buying a full-size bag or baking your own. Then, have your kids help you divide the treats into individual snack bags. Make enough for the whole week, and store the bags in your pantry or pop homemade cookies or brownies into the freezer in ready-to-serve portions. You don’t even need to thaw them when you pack them up—they’ll defrost by the time lunch rolls around.
For even more ideas, check out Stephanie’s book, The Coupon Mom’s Guide to Cutting Your Grocery Bills in Half.
The information contained in this blog post is designed to generally educate and inform visitors to the Equifax Finance Blog. The blog posts do not give, and should not be assumed to provide, personalized tax, investment, real estate, legal, retirement, credit, personal financial, or other professional advice. Before making any financial decision, you should always consult with the appropriate professionals who can explain your options, rights, and legal responsibilities, and advise you on any tax, legal, credit, or business implications that may result from those decisions. The views and opinions expressed by the authors of blog posts are their own views and may not be the views or opinions of Equifax, Inc. and/or its affiliates.
Equifax maintains this interactive forum for education and information purposes in order to allow individuals to share their relevant knowledge and opinions with other members and visitors. We encourage you to participate in discussions about personal finance issues and other topics of interest to this community, but please read our commenting guidelines first. Equifax reserves the right to monitor postings to the forum and comments will be published at our discretion. Do you have questions or comments about your Equifax credit report or customer-service issues regarding an Equifax product? If so, please contact Equifax directly. All opinions and information expressed or shared in blog comments are solely those of the person submitting the comments, and don't necessarily represent the views of Equifax or its management.