In a perfect world, we would all have friendly, responsible, and reasonable neighbors. Unfortunately, this is not the case, and our firm frequently receives calls from our clients about damage their neighbors have done to their properties. Often, those neighbors do not have proper insurance coverage.
The complaints we receive cover a wide range of issues: basement flooding damage caused by a next-door neighbor’s hose that was left on all night; water damage as a result of an upstairs neighbor’s overflowing tub; or a tree on a neighbor’s property falling onto a client’s fence or car. We have also had calls about a neighbor’s ladder falling and shattering a client’s window, and complaints about a neighbor’s dog scratching through a client’s brand new screen door.
Of course, if all neighbors had the proper insurance, these situations would be easier to manage. But what can you do if your neighbor damages your property and has no insurance?
The quickest way to get your property repaired may be to call your insurance agent in order to make a claim on your own insurance policy—provided that you have proper coverage and the damage is over your deductible.
Many...
In a perfect world, we would all have friendly, responsible, and reasonable neighbors. Unfortunately, this is not the case, and our firm frequently receives calls from our clients about damage their neighbors have done to their properties. Often, those neighbors do not have proper insurance…
Summer is the perfect time for barbecues, pool parties and outdoor get-togethers with family and friends. Unfortunately, if you’re not properly insured, an injury on your property could be the end of your summer fun. Learn when and why you may want to consider updating your homeowners insurance policy.
On your wedding day, a picture truly can be worth a thousand words—but that’s only if the photographer shows up. In 2012, problems with photographers accounted for more than half of all vendor-related wedding catastrophes, according to a Travelers analysis of wedding insurance claims. Vendor…
Nearly four years after Congress passed the federal Patient Protection and Affordable Care Act, one of its most prominent features will begin in October—the Health Insurance Marketplace. According to a recent survey done for InsuranceQuotes.com by Princeton Survey Research Associates International, only 10 percent of…
Don’t count on your homeowners insurance policy in the face of an earthquake—neither quakes nor losses resulting from earth movement are covered under standard policies. Supplemental coverage is available, however, and you may want to consider it if you find that you live in an…
There are a million reasons why tenants may choose not to purchase renters insurance, but it’s coverage that is worth considering—even if you don’t own anything that you consider overly expensive or valuable. In many cases, renters insurance will cover more than just the contents…