Equifax

Finance Blog

Stay financially savvy with the Equifax Advisor.

Sign up for our FREE Monthly Email Newsletter

 

Thank you for signing up for the FREE Equifax monthly newsletter

In addition to keeping in the financial know, you may be interested in checking your credit score and report.

Understand your credit. Help protect your identity.

Equifax Complete™ Premier Plan

  • Know What May Influence Your Credit Score and Be Alerted of Changes
    Credit score monitoring with custom alerts
    Important Disclosure: The Equifax credit score and 3-Bureau credit scores are based on an Equifax credit score model and are not the same scores used by 3rd parties to assess your creditworthiness.¹
  • Help Protect Your Identity
    Automatic fraud alerts encourages lenders to take extra steps to verify your identity²
  • Lock Your Credit
    The ability to lock and unlock your Equifax Credit Report³
Save 75% your first 30 days with the purchase of Equifax Complete™ Premier

$4.95 for the first 30 days, then $19.95 per month thereafter. You may cancel at any time; however, we do not provide partial month refunds.4

¹The credit scores provided under the offers described here use the Equifax Credit Score, which is a proprietary credit model developed by Equifax. The Equifax Credit Score and 3-Bureau scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian and TransUnion credit files. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.

²The Automatic Fraud Alert feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.

³Equifax Credit Report Control™ is only available while you have a current subscription to Equifax Complete Premier. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit file by companies like Equifax Personal Solutions which provide you with access to your credit report or credit score or monitor your credit file; Federal, state and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection and prevention purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com/.

4We will require you to provide your payment information when you sign up and we will immediately charge your card $4.95. After that, we will charge the card $19.95 for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.

Equifax® is a registered trademark and Equifax Complete™ Premier is a trademark of Equifax, Inc. © 2014, Equifax Inc., Atlanta, Georgia. All rights reserved.

A Day in the Life: What I Do as an Insurance Agent

Written by Linda Rey on December 23, 2010 in Insurance  |   No comments

A Day in the Life: What I Do as an Insurance Agent We’re in the middle of the holiday season, a time to spend with friends and loved ones—and also get to know each other better. I’ve learned so much from some of my online…

A Day in the Life: What I Do as an Insurance Agent

We’re in the middle of the holiday season, a time to spend with friends and loved ones—and also get to know each other better. I’ve learned so much from some of my online friendships, and I’d like to get to know my Equifax Personal Finance Blog readers better, too.

You know I share insurance advice and tips here at the blog, but what else do I do? Sometimes I feel like the better question is “What don’t I do?”

The simple answer is I work in the family business at Rey Insurance Agency. But as any small-business owner knows, the answer is never that simple. On a regular basis, we have to review and manage operations, reports, human resources, and budgeting.

There are not-so-fun times, such as when I have to handle problems like a possible claim dispute, or a disgruntled client (yes, they do exist, no matter how much you pride yourself on delivering excellent customer service).

But let’s talk about the fun aspects of my job: building business connections and helping clients.

Everyone knows that in order to have a business, you have to have clients. In order to have clients, you have to find them, or they have to find you. To facilitate that, we use advertising and marketing. Marketing is one of my favorite parts of the job, because I get the opportunity to meet amazing, accomplished people who are looking to either better their insurance portfolio or avoid a problem with it.

Either way, if I can help, it’s a win-win.

The marketing aspect of my job involves attending and sometimes sponsoring events for local business organizations and nonprofits. I’ve been involved with the launch of a local professional women’s organization, and recently I helped out with Netgating, an event that brought business networking together with Monday Night Football tailgating. Networking doesn’t have to be stodgy meetings and coffee dates. My goal is to make it as fun as possible and to build better relationships with business connections and clients.

My marketing efforts also include being very active on social media sites like Twitter, LinkedIn, and Facebook. These sites are a great venue to advertise our business, products, and services, but they’ve also allowed us to connect with people we wouldn’t otherwise have met, and we are grateful for that. Online relationships help us understand our customers better while helping build brand awareness.

When I’m not marketing, I’m involved in quoting and presenting various proposals for life insurance, health insurance, disability and long-term care insurance, and business insurance. My partner (who is also my sister) quotes all the personal lines insurance, which includes auto insurance, homeowner’s insurance, and umbrella liability protection. I do, however, on occasion, get involved with underwriting, presenting, and closing those personal lines risks.

When I’m quoting insurance, I’m not just trying to get new clients. I want to work with my existing clients to make sure they have the best insurance products for their changing needs. I’ve talked here on the Equifax Personal Finance Blog about ways to save money on your car insurance and what kind of coverage you need in your homeowner’s insurance policy. My clients have these same changing needs, and I love to make sure we’re providing the best product.

That’s my life as a small-business partner and insurance agent. How does it compare to your job?

Let’s connect on Facebook and Twitter, and leave your comments here on the blog. I’d love to hear from you about your insurance questions. Connecting with my clients and readers helps remind me of all the wonderful things that have made up my twenty-five years in the insurance industry.

Linda Rey is a licensed insurance agent at Rey Insurance with a broad spectrum of expertise in life, accident, health, property and casualty insurance as well as retirement planning and college funding strategies.

Follow Linda on Twitter.

READ MORE:

Summer Toys: Insuring Your Pool, Trampoline, or Boat
Business Insurance Can Help Your Business Grow
Workers’ Compensation Won’t Work For You
FAQs About Disability Insurance

No comments yet


Leave a Comment


Name :


Commenting guidelines

We welcome your interest and participation on this forum, but be aware that comments will be published at Equifax's sole discretion. Please don't use this blog to submit questions or concerns about your Equifax credit report or raise customer service issues. Instead, you should contact Equifax directly for all such matters and any attempts to do so in this forum will be promptly re-directed.

Some other factors to consider when commenting:
  1. Registration and privacy. While no registration is required to visit our forum, participants wishing to post a message must register by creating an account. All personal information provided by forum members incident to registration is governed by our Terms of Use and Privacy Policy.
  2. All comments are anonymous. We'll delete your name, e-mail address, and any other identifying information, including details about your investments.
  3. We can't post or respond to every comment - As much as we'd like to, we can't post every comment, nor can we guarantee that we will respond to each individual message. All questions or comments about your Equifax credit report or similar customer service issues should be handled by contacting Equifax directly.
  4. Don't offer specific legal, tax or financial advice. All of the materials on this Site are for information, education, and noncommercial purposes only and this forum is not intended as a means of expressing views or ideas regarding any specific legal, tax, or investment advice. While offering general rules of thumb is both permitted and encouraged, recommending specific ideas or strategies regarding investments, taxes, and related matters is prohibited.
  5. Credit Repair. This blog is not intended as a venue for the discussion or exchange of ideas regarding credit repair or other strategies intended to assist visitors and community members improve or otherwise modify their credit histories, ratings or scores.
  6. Stay on topic. Your comment should be concise and pertain to the specific post in question.
  7. Be respectful of the community. The use of profanity, offensive language, spam, and personal attacks will not be tolerated and egregious or repeat offenders will be banned from future participation. We encourage disagreement and healthy debate, but please refrain from personal attacks on our WordPresss and contributors.
  8. Finally: Participation in this forum may be terminated by Equifax immediately and without notice for failure to comply with any guidelines or Terms of Use. As such, you should familiarize yourself with all pertinent requirements prior to submitting any response through the blog or otherwise. All opinions expressed in this forum are solely those of the individual submitting the comment, and don't necessarily represent the views of Equifax or its management.

Equifax maintains this interactive forum for education and information purposes in order to allow individuals to share their relevant knowledge and opinions with other members and visitors. We encourage you to participate in discussions about personal finance issues and other topics of interest to this community, but please read our commenting guidelines first. Equifax reserves the right to monitor postings to the forum and comments will be published at our discretion. Do you have questions or comments about your Equifax credit report or customer-service issues regarding an Equifax product? If so, please contact Equifax directly. All opinions and information expressed or shared in blog comments are solely those of the person submitting the comments, and don't necessarily represent the views of Equifax or its management.


Insurance Archive