Hiring a professional to do a job for you or provide a service is serious business. Real estate agents talk about location, location, location. I think insurance is about service, service, service.
You can purchase insurance policies from three main sources:
Choosing The Best Insurance Agent: Ask The Right Questions
You may think that shopping online can get you the best price, but you might sacrifice customer service when you file a claim. Whether interviewing agents in person or comparing plans online, get the following information:
Choosing The Best Insurance Agent: Ask for References
Your insurance agent will likely check your credit report to evaluate you as a potential client. Shouldn’t you be doing your homework to evaluate your service provider?
The first step in choosing the best insurance agent is to ask friends, family, colleagues, and trusted advisers who they use and if they’ve had a good experience with the agent’s products and services. Do they feel the insurance agent cares about their family and business? How do they rate the service and premiums? Do they have any complaints about the agent’s business capabilities or ethics?
Choosing The Best Insurance Agent: Do Your Due Diligence
While the opinion of friends and family can be a great aid in decision making, don’t trust an agent just because he or she seems like a nice person. When it comes to buying insurance, always make sure your agent has the proper licenses and credentials.
Again, hiring a professional is serious business. If you care enough to choose the best insurance agent, your professional representative will care about you, too.
Linda Rey is a licensed insurance agent at Rey Insurance with a broad spectrum of expertise in life, accident, health, property and casualty insurance as well as retirement planning and college funding strategies.
Equifax maintains this interactive forum for education and information purposes in order to allow individuals to share their relevant knowledge and opinions with other members and visitors. We encourage you to participate in discussions about personal finance issues and other topics of interest to this community, but please read our commenting guidelines first. Equifax reserves the right to monitor postings to the forum and comments will be published at our discretion. Do you have questions or comments about your Equifax credit report or customer-service issues regarding an Equifax product? If so, please contact Equifax directly. All opinions and information expressed or shared in blog comments are solely those of the person submitting the comments, and don't necessarily represent the views of Equifax or its management.