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	<title>Comments on: How to Handle a Hit-and-Run Car Accident</title>
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		<title>By: Su</title>
		<link>http://blog.equifax.com/insurance/how-to-handle-a-hit-and-run-car-accident/#comment-12147</link>
		<dc:creator>Su</dc:creator>
		<pubDate>Sat, 09 Jun 2012 23:28:00 +0000</pubDate>
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		<description><![CDATA[So, I was also involved in a similar accident as Elvin described. Now, I am not sure how to deal with this person who does not have an insurance and also a license. My insurance is only for liabilities and does not cover anything else. What do I do now? I am in Lexington, Kentucky.]]></description>
		<content:encoded><![CDATA[<p>So, I was also involved in a similar accident as Elvin described. Now, I am not sure how to deal with this person who does not have an insurance and also a license. My insurance is only for liabilities and does not cover anything else. What do I do now? I am in Lexington, Kentucky.</p>
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		<title>By: EFX Finance Blog Editor, JF</title>
		<link>http://blog.equifax.com/insurance/how-to-handle-a-hit-and-run-car-accident/#comment-4711</link>
		<dc:creator>EFX Finance Blog Editor, JF</dc:creator>
		<pubDate>Tue, 13 Mar 2012 18:42:02 +0000</pubDate>
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		<description><![CDATA[@Elvin - So sorry to hear about your accident; you were very lucky in your situation. Thanks for reading and commenting. We hope to hear from you on the blog again soon]]></description>
		<content:encoded><![CDATA[<p>@Elvin &#8211; So sorry to hear about your accident; you were very lucky in your situation. Thanks for reading and commenting. We hope to hear from you on the blog again soon</p>
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		<title>By: Elvin Aycock, PE</title>
		<link>http://blog.equifax.com/insurance/how-to-handle-a-hit-and-run-car-accident/#comment-4543</link>
		<dc:creator>Elvin Aycock, PE</dc:creator>
		<pubDate>Sun, 11 Mar 2012 18:59:43 +0000</pubDate>
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		<description><![CDATA[Last summer I was rear-ended by a truck. The accident happened on the Interstate during rush hour. Four lanes of vehicles were braking hard and slowing to a rapid  stop. The driver behind me was unable to stop because he did not react in time to stop. He was distracted or just not as alert as the other drivers that made a safe stop. He hit his brakes and locked his wheels, but it too late. If he had braked sooner, he could have avoided the collision into the rear of my car.

The driver pulled over to the shoulder of the road. We called the police and exchanged information. He was given a traffic violation.

The other driver and his passenger was not injured. My back was injured and I had to receive treatment.

You are so correct about emotions that surface at such a time. I remember being so upset. The &quot;what ifs&quot; ran through my mind. What if, someone had been seriously injured or killed? What if, the other driver has not slowed at all and plowed into me?

My emotional state immediately after the accident surprised me. It surprises me, even today. I am a reconstruction engineer and I reconstruction traffic accident all the time. I see evident of horrible accidents and know that drivers and passengers in those vehicles were injured and killed. I would have thought I would have been mentally prepared for an accident.

Not so.

If my accident had been a hit-and-run, I think I would have been even more upset. The driver that hit me did the right thing. He stopped and shared his information with me.

In my work I get to hear the drivers&#039; stories about their speed. I reconstruct the accident and determine the true speed they were traveling at the time of the collision. Black Boxes (Event Data Recorders) are installed in vehicles and provide valuable information for reconstruction of vehicle accidents. 

They record five seconds of data prior to a collision such as speed, braking, seat belt use and throttle positions. 

This information is great for drivers that are within the speed limit but bad for the driver traveling above the speed limit.

The insurance companies I work for want to know the facts. The event data recorder helps provide facts about a vehicle collision.]]></description>
		<content:encoded><![CDATA[<p>Last summer I was rear-ended by a truck. The accident happened on the Interstate during rush hour. Four lanes of vehicles were braking hard and slowing to a rapid  stop. The driver behind me was unable to stop because he did not react in time to stop. He was distracted or just not as alert as the other drivers that made a safe stop. He hit his brakes and locked his wheels, but it too late. If he had braked sooner, he could have avoided the collision into the rear of my car.</p>
<p>The driver pulled over to the shoulder of the road. We called the police and exchanged information. He was given a traffic violation.</p>
<p>The other driver and his passenger was not injured. My back was injured and I had to receive treatment.</p>
<p>You are so correct about emotions that surface at such a time. I remember being so upset. The &#8220;what ifs&#8221; ran through my mind. What if, someone had been seriously injured or killed? What if, the other driver has not slowed at all and plowed into me?</p>
<p>My emotional state immediately after the accident surprised me. It surprises me, even today. I am a reconstruction engineer and I reconstruction traffic accident all the time. I see evident of horrible accidents and know that drivers and passengers in those vehicles were injured and killed. I would have thought I would have been mentally prepared for an accident.</p>
<p>Not so.</p>
<p>If my accident had been a hit-and-run, I think I would have been even more upset. The driver that hit me did the right thing. He stopped and shared his information with me.</p>
<p>In my work I get to hear the drivers&#8217; stories about their speed. I reconstruct the accident and determine the true speed they were traveling at the time of the collision. Black Boxes (Event Data Recorders) are installed in vehicles and provide valuable information for reconstruction of vehicle accidents. </p>
<p>They record five seconds of data prior to a collision such as speed, braking, seat belt use and throttle positions. </p>
<p>This information is great for drivers that are within the speed limit but bad for the driver traveling above the speed limit.</p>
<p>The insurance companies I work for want to know the facts. The event data recorder helps provide facts about a vehicle collision.</p>
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