Comments on: Hurricane Sandy Insurance Claims Tips http://blog.equifax.com/insurance/hurricane-sandy-insurance-claims-tips/ Wed, 22 May 2013 10:50:49 +0000 hourly 1 http://wordpress.org/?v=3.5 By: James Shaffer http://blog.equifax.com/insurance/hurricane-sandy-insurance-claims-tips/#comment-13731 James Shaffer Wed, 07 Nov 2012 23:42:04 +0000 http://blog.equifax.com/?p=4285#comment-13731 As a Farmers agent in Texas we have a named storm or cyclone deductible. Basically, if the storm has been given a name – tropical storm or hurricane – it carries this deductible as long as it is a named storm and for 24 hours afterwards. The true devil is in the detail. The deductible clause reads that if the storm causes damage within 24 hours of when it was down graded from a named storm status that the named storm deductible will still apply. Example: Hurricane Ike was down graded from a named tropical storm to a no-name tropical depression just after it headed north of Bryan-College Station, Texas. It hit the Dallas-Fort Worth Metroplex 5 to 6 hours later – which is about 120 miles to the north. Thus, damages in the metroplex were paid using the named storm deductible because it had been a named storm less than 24 hours before hitting that area.

- James from http://www.4autoinsurancequote.com

]]> By: LINDA REY http://blog.equifax.com/insurance/hurricane-sandy-insurance-claims-tips/#comment-13579 LINDA REY Thu, 01 Nov 2012 15:54:11 +0000 http://blog.equifax.com/?p=4285#comment-13579 The info you are providing is so valuable to so many given the catastrophe we’re experiencing here in the tri-state area. THANK YOU!!!!

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