Recently I saw an episode of “Two and a Half Men” where the teenager, Jake, was learning how to drive. As Jake prepared to turn into traffic, Uncle Charlie sat in the backseat and performed the sign of the cross—an apropos gesture, indeed.
After all the soccer games, cheerleading practices, recitals, etc., it’s convenient to have one (or ten) fewer errands to run yourself. A teenage driver may be helpful, but the statistics on teen accidents are alarming. If you allow your teen to become a licensed driver, you may have sticker shock when you see the premium charge of adding a teen driver to an auto policy.
However, there are discounts that can help minimize the auto insurance premium increase you’ll pay. Here are some guidelines for ensuring you get a good price on a family auto insurance plan:
Unfortunately, teen accidents are usually a matter of when, not if. Get the right insurance for your needs, and make sure your teen driver knows what to do in case of an accident.
Linda Rey is a licensed insurance agent at Rey Insurance with a broad spectrum of expertise in life, accident, health, property and casualty insurance as well as retirement planning and college funding strategies.
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