From Pat: Boy I know first hand about this topic experiencing this in my household with my son who is 17. It doesn't matter how good their grades are; if they are a good student boy's pay the price more than a girl.

From Victor: Thinking back to when I obtained my driver's license, at age 15 1/2 believe it or not, my parents had to first sign off on it and then add me to their insurance. I'm not sure what the added cost was but I do know that when I bough my first car at 17 and had to insure myself. Then I realized the amount of responsibility and cost that my parent aware willing to incur to afford me the privilege, because that's what a driver's license is for all of us, the liberty to go anywhere on my own.