Going solo on health insurance can be intimidating, but it doesn’t have to be if you break it down. Unlike employer-sponsored plans that have to accept everyone at the same price, private plans in most states base their prices on several factors such as the…
The Patient Protection and Affordable Care Act, otherwise known as its more politically charged name, Obamacare, has been in effect since 2010. But the cornerstone portion of the legislation, the individual mandate, was on shaky ground until the Supreme Court upheld its constitutionality this summer. So…
Summer is here and so are adventures in the great outdoors—jetting around the lake in a boat or flying over hills on a dirt bike. Driving through open terrain on an ATV may be fun, but the truth is that accidents happen on all types…
Flooding causes billions of dollars in damage annually—last year it was nearly $8.5 billion—yet only 14 percent of homeowners have flood insurance, according to the Insurance Information Institute. Flood damage can happen suddenly, whether it’s from a hurricane, a heavy storm, or rising river water. Last…
Consider renovating your homeowner’s insurance policy before picking up a hammer or hiring a contractor. If a fire gutted your home, how would you feel if your homeowner’s insurance policy paid only three-quarters of the cost of rebuilding it? Not too happy—and understandably so. Unfortunately, that’s what can occur…
Yesterday’s blog covered how to be a proactive and informed consumer, how to find the best health insurance plan, and how to deal with health insurance errors. Today we will cover how to take advantage of all the services offered by your health insurance plan…