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In addition to keeping in the financial know, you may be interested in checking your credit score and report.
¹The credit scores provided under the offers described here use the Equifax Credit Score, which is a proprietary credit model developed by Equifax. The Equifax Credit Score and 3-Bureau scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian and TransUnion credit files. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.
²The Automatic Fraud Alert feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.
³Equifax Credit Report Control™ is only available while you have a current subscription to Equifax Complete Premier. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit file by companies like Equifax Personal Solutions which provide you with access to your credit report or credit score or monitor your credit file; Federal, state and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection and prevention purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com/.
4We will require you to provide your payment information when you sign up and we will immediately charge your card $4.95. After that, we will charge the card $19.95 for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.
Equifax® is a registered trademark and Equifax Complete™ Premier is a trademark of Equifax, Inc. © 2014, Equifax Inc., Atlanta, Georgia. All rights reserved.
Paying off your credit card balance in full each month is a great way to avoid accruing interest. However, there are three times you may not want to fully pay off your credit card debt and instead use that money elsewhere.
If you own a home, your mortgage is one of your biggest debts. An all-in-one mortgage can help you pay down this debt more quickly, but you’ll want to be sure you’re a responsible borrower before opting for this type of loan.
Your credit card can be a great tool for building a credit history, but that doesn’t mean you need to use it for everything. In these four circumstances, you might be better off opting for a different form of payment.
With all of the options available, there’s a lot to consider when applying for a new credit card. Before you sign on the dotted line, here are five questions you should ask to help ensure you’re choosing the right card for you.
Every two seconds, someone in America becomes a victim of identity theft. Although it’s not entirely avoidable, there are steps you can take to help better protect yourself and your family. Consider these steps as part of your ID protection plan.
Trying to pay down your debt? Try a buy-nothing month. You’ll discover what you can live without and on how little you can really get buy. Here’s how to have a no-spend month of your own.