If you have negative information on your credit report, you may have been denied a new credit card or other line of credit. Fortunately, there are some things you can do to help better your situation before your next credit application.
With student debt, slim job prospects, and little money in the bank, it’s difficult for most young adults to think about saving for retirement. It’ll be here in a flash, though, and it’s important to start planning now—while there’s still time.
When you purchased your smartphone, it’s likely the salesperson tried to sell you smartphone insurance to protect your investment. It sounds like a good idea, but it may not always be necessary. You have options if you choose not to buy insurance.
Being in credit card debt is tough, and many people turn to balance transfers to help them cope. If you’re considering a balance transfer, be sure to avoid these mistakes that could actually put you deeper in debt if you’re not careful.
Choosing a mortgage can be tricky. Do you choose an ARM for its lower interest rate, or lock in your rate for 30 years? Should you opt for a shorter loan term? Real estate expert Ilyce Glink helps you decide.
There’s no one-size-fits-all answer to this question—there are a number of things that can cause your score to fluctuate. The Equifax Experts share a few key reasons your credit score might be different each time you view it.