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Retirement savings is important, but it’s only one of three major savings categories, which also include rainy day and emergency funds – and yes, they’re different. Here’s how to prioritize these funds and decide where to put your money first.
When you’re facing many different types of debt, deciding which one to focus on first can be a daunting task. As you formulate your plan to pay off debt, consider the following four tips to help you stay motivated and on track.
Paying off your credit card balance in full each month is a great way to avoid accruing interest. However, there are three times you may not want to fully pay off your credit card debt and instead use that money elsewhere.
If you own a home, your mortgage is one of your biggest debts. An all-in-one mortgage can help you pay down this debt more quickly, but you’ll want to be sure you’re a responsible borrower before opting for this type of loan.
Your credit card can be a great tool for building a credit history, but that doesn’t mean you need to use it for everything. In these four circumstances, you might be better off opting for a different form of payment.
With all of the options available, there’s a lot to consider when applying for a new credit card. Before you sign on the dotted line, here are five questions you should ask to help ensure you’re choosing the right card for you.