Sometimes, sticking to a budget feels like a punishment, especially if you have to give up many of the things you like to do. Fortunately, if you’re a little creative, you can still live the high life—without shelling out big bucks.
Financial advice is not one-size-fits-all. Don’t make financial decisions—such as buying a home or canceling a credit card—just because you think you should. Instead, stop and consider whether these money moves are actually in the best interest of your finances.
In today’s real estate market, it takes more than a simple credit check to secure a mortgage. Be sure you understand the mortgage approval process—including what documents you’ll need to have ready—before you start shopping.
If you’re living under a mountain of debt, it can feel impossible to dig yourself out. Blogger Steve Repak explains how, with some planning and willpower, he paid off thousands of dollars in credit card debt—and how you can, too.
If you’ve noticed a recent drop in your credit score, it could be due to negative information that’s shown up on your credit report. The Equifax Experts explain five behaviors that could cause a drop in your credit score.
Did you overspend or miss payments around the holidays, or do other damage to your credit score this winter? Use this spring-cleaning checklist to start sprucing up your credit report and positively impact your credit score.