Credit cards can be a great way build credit, but it’s important to use them responsibly. Understand how your credit limit is determined and how that limit can impact your credit utilization—a key factor in calculating your credit score.
After a long winter, your home is in need of a little TLC. If you wait too long, you could face big problems in the coming months. Here are the 10 projects you should start on as soon as spring hits.
If you owe money to the IRS, you could wind up with a tax lien on your credit report, which could negatively impact your credit. Fortunately, you may be able to avoid a lien and its negative impact with a few steps.
There are a lot of things that can impact your credit score, from payment history to types of credit. But not every financial decision you make directly impacts your credit, and it’s important to understand what won’t hurt your credit score.
It’s important to build a positive credit history, but you may find it difficult to get new lines of credit if you have no credit or a low score. Fortunately, you have some options for building credit—the Equifax Experts explain.
Roughly 38 million Americans are still paying off their college loan debt, which totals more than $1 trillion. If you’re one of the many, here are four tips that can help you pay down your debt and move forward with your life.