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In addition to keeping in the financial know, you may be interested in checking your credit score and report.
¹The credit scores provided under the offers described here use the Equifax Credit Score, which is a proprietary credit model developed by Equifax. The Equifax Credit Score and 3-Bureau scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian and TransUnion credit files. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.
²The Automatic Fraud Alert feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.
³Equifax Credit Report Control™ is only available while you have a current subscription to Equifax Complete Premier. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit file by companies like Equifax Personal Solutions which provide you with access to your credit report or credit score or monitor your credit file; Federal, state and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection and prevention purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com/.
4We will require you to provide your payment information when you sign up and we will immediately charge your card $4.95. After that, we will charge the card $19.95 for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.
Equifax® is a registered trademark and Equifax Complete™ Premier is a trademark of Equifax, Inc. © 2014, Equifax Inc., Atlanta, Georgia. All rights reserved.
Your credit score may differ among the three credit reporting agencies, and the credit score you see may be different than the one your lender sees. The Equifax Experts explain why this sometimes happens.
If you have negative information on your credit report, you may have been denied a new credit card or other line of credit. Fortunately, there are some things you can do to help better your situation before your next credit application.
With student debt, slim job prospects, and little money in the bank, it’s difficult for most young adults to think about saving for retirement. It’ll be here in a flash, though, and it’s important to start planning now—while there’s still time.
When you purchased your smartphone, it’s likely the salesperson tried to sell you smartphone insurance to protect your investment. It sounds like a good idea, but it may not always be necessary. You have options if you choose not to buy insurance.
Being in credit card debt is tough, and many people turn to balance transfers to help them cope. If you’re considering a balance transfer, be sure to avoid these mistakes that could actually put you deeper in debt if you’re not careful.