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Buyer’s Market Q & A with Real Estate Expert Ilyce Glink

Written by Ilyce Glink on October 31, 2011 in Real Estate  |   1 comment

Did you join real estate expert Ilyce Glink on the last Live Chat? If you missed out, here’s an excerpt with common questions about buying a home, buying rental property, and deciding whether to buying vs. renting Sign up for the next Live Chat on the…

Did you join real estate expert Ilyce Glink on the last Live Chat? If you missed out, here’s an excerpt with common questions about buying a home, buying rental property, and deciding whether to buying vs. renting Sign up for the next Live Chat on the Equifax Facebook page.

Q: Why should I buy instead of rent?

IG: I think there’s a unique opportunity to buy because prices are low AND interest rates are low. So if you have good credit, and you can really manage to scrape up enough money to make the banks happy, you should go for it. Just make sure you know where you’re going to be for the next 5 to 7 years because fixing and flipping is for the experts. Find somewhere you want to live.

Q: I’m looking for these “great deals” I keep hearing about. Where do I start looking?

IG: Great deals abound. The top states for foreclosures (which I run down every month on my MoneyWatch.com blog) are California, Nevada, Georgia, Michigan, Florida, AZ, but there are great foreclosure deals everywhere. Try a HUD Home. Go to hudhomestore.com and look for an agent who really understands what you’re trying to do. These are great properties at a great price.

Q: Is rental property a good investment?

IG: Depends on where you buy and what you buy. I have friends in Atlanta who are spending $50,000 to buy a decent-sized 3-bedroom 2-bath house in a good school district and renting it out for $800 to $1000 per month. They’re making money from the get-go. So, that’s a great investment property. You can do the same thing in almost any market, but the folks who do this for a living are looking to scoop all these great deals up. Start by finding a great real estate agent who can help you.

READ MORE:
Home Buying: The Low Down on No Down Payment Mortgages
Time to Refinance?
Housing Market Predictions: Good and Bad News For Real Estate
How to Avoid Paying Private Mortgage Insurance
The Beginning of the End of the Foreclosure Era

Ilyce R. Glink is the author of several books, including 100 Questions Every First-Time Home Buyer Should Ask and Buy, Close, Move In!. She blogs about money and real estate atThinkGlink.com and at the Home Equity blog for CBS MoneyWatch.

1 comment

  1. Anonymous says:

    IIyce:

    In 2006 my wife and I sold our Fl. Keys primary home for a tidy profit. (Just on the cusp of the downturn.) The new buyer abandoned that home less than 2 years later due to financial problems, and to this day the house is still abandoned and deteriorating.
    I would love to buy this home back, but there ARE major caveats.
    1. We are both retired and with only social security and small pension income
    2. We own 3 homes now including our primary home in Cape Coral, Fl. (major site of foreclosure towns)
    Problem with #2 is….our cash is tied up in those investment properties, AND they are rented with leases.

    Is there any form of creative financing you are aware of that might enable us to repurchase our home?
    Thanks, Jeff (jeffbec51@aol.com


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