Finance Blog

Stay financially savvy with the Equifax Advisor.

Sign up for our FREE Monthly Email Newsletter


Thank you for signing up for the FREE Equifax monthly newsletter

In addition to keeping in the financial know, you may be interested in checking your credit score and report.

Understand your credit. Help protect your identity.

Equifax Complete™ Premier Plan

  • Know What May Influence Your Credit Score and Be Alerted of Changes
    Credit score monitoring with custom alerts
    Important Disclosure: The Equifax credit score and 3-Bureau credit scores are based on an Equifax credit score model and are not the same scores used by 3rd parties to assess your creditworthiness.¹
  • Help Protect Your Identity
    Automatic fraud alerts encourages lenders to take extra steps to verify your identity²
  • Lock Your Credit
    The ability to lock and unlock your Equifax Credit Report³
Save 75% your first 30 days with the purchase of Equifax Complete™ Premier

$4.95 for the first 30 days, then $19.95 per month thereafter. You may cancel at any time; however, we do not provide partial month refunds.4

¹The credit scores provided under the offers described here use the Equifax Credit Score, which is a proprietary credit model developed by Equifax. The Equifax Credit Score and 3-Bureau scores are each based on the Equifax Credit Score model, but calculated using the information in your Equifax, Experian and TransUnion credit files. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties are likely to use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.

²The Automatic Fraud Alert feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.

³Equifax Credit Report Control™ is only available while you have a current subscription to Equifax Complete Premier. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit file by companies like Equifax Personal Solutions which provide you with access to your credit report or credit score or monitor your credit file; Federal, state and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection and prevention purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com/.

4We will require you to provide your payment information when you sign up and we will immediately charge your card $4.95. After that, we will charge the card $19.95 for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.

Equifax® is a registered trademark and Equifax Complete™ Premier is a trademark of Equifax, Inc. © 2014, Equifax Inc., Atlanta, Georgia. All rights reserved.

Five Hacks for Finding Pet-Friendly Rentals

Written by Equifax Reporter on June 24, 2016 in Real Estate  |   No comments

Owning a pet can bring joy and contentment to nearly every part of your life—unless you’re in the market for a new rental. According to the Humane Society of the United States, a pet cat, dog, or other animal may severely reduce possible living options…

PetFriendlyRealEstateOwning a pet can bring joy and contentment to nearly every part of your life—unless you’re in the market for a new rental.

According to the Humane Society of the United States, a pet cat, dog, or other animal may severely reduce possible living options for you, either due to building policies or a landlord’s specific preference. But this shouldn’t keep you from either getting a pet or finding pet-friendly rentals.

There are resources available to help pet-owners find rentals that will work, and you can take some extra steps to narrow your search. These five hacks may help you find the best, most affordable rental available to you, without having to compromise on your fuzzy roommate.

1. Be honest about your needs
It may be easier to sacrifice some wants and desires for a great apartment when you’re on your own, or even with a partner, but pets bring a separate set of requirements into the mix. You may need a rental with extra space for your pet, rules that allow a larger animal or more than one cat or dog, or a rental near a park for early morning walks. Additionally, features that you might find attractive on your own, such as living in a busy and bustling neighborhood, might become deal breakers if the noise keeps your dog barking into the night.

Make a list of your absolute requirements before you begin your search so that you don’t waste time viewing apartments that won’t work for you or your four-legged friend.

2. Account for extra costs
If you’re getting a pet before finding a new apartment, you’ll need to be prepared for some extra costs. Not only does having a pet eliminate a substantial number of rental options with no-pet policies, it’s also likely to incur a “pet deposit” or monthly pet fee in addition to your rent.

Keep this in mind during your apartment search so that you’re viewing spaces you can actually afford with the additional fee factored in. Even if the deposit or fee isn’t a huge jump in your budget, it’s still something you need to be prepared for, as it will add to the other costs for owning a pet, such as food, boarding when you’re away, and veterinary care. You may be able to shrink your budget in other ways to accommodate a fee for a great apartment, but don’t let it stretch your finances too thin.

3. Use your resources
Many cities have online rental databases specifically for pet owners, which you can look through, but some in-person searching may help you find even more great pet-friendly rentals.

Friends with pets may be able to make recommendations and offer information to further narrow your search, such as which neighborhoods or rental companies have the best perks or are the most pet-friendly. Area pet stores and grooming centers may also be helpful resources.

4. Make the case for yourself
Once you’ve viewed a few places and are close to applying for one, you don’t want anything to cause a delay. Make sure your pet is up-to-date on vaccinations and be able to prove it with paperwork. It is important to present yourself as a responsible owner.

A previous landlord who can vouch for you and your pet might be helpful, as could another personal reference if you’re only just now getting the pet. If a landlord is close to approving you and your pet as tenants, having the money for a pet deposit ready upfront, similar to a security deposit, might be another way to show them that you are dependable.

5. Prepare for rejection
Landlords and rental managers have reason to be cautious when taking tenants with pets, so even if you take all of these steps, you might still get passed up for a non-pet renter. Though a reported 70% of renters own pets, nearly the same number report having difficulties finding a pet-friendly rental.

Becoming a pet owner means making this animal a part of your life. If the two (or three!) of you were meant to be together, make finding the perfect home for you and your furry family member a priority. You can begin planning several months ahead of time, viewing as many apartments as it takes until you find the perfect one.

The search may not be easy, but relaxing in your new home with your pet by your side will surely be worth it.

Related Articles:
Could Your Dog Keep You From Getting Homeowner’s Insurance?
How to Budget for Your Family Pet
Health and Life Insurance for Animals: Is a Pet Life Insurance Policy Right For You?

The information contained in this blog post is designed to generally educate and inform visitors to the Equifax Finance Blog. The blog posts do not give, and should not be assumed to provide, personalized tax, investment, real estate, legal, retirement, credit, personal financial, or other professional advice. Before making any financial decision, you should always consult with the appropriate professionals who can explain your options, rights, and legal responsibilities, and advise you on any tax, legal, credit, or business implications that may result from those decisions. The views and opinions expressed by the authors of blog posts are their own views and may not be the views or opinions of Equifax, Inc. and/or its affiliates.

No comments yet

Leave a Comment

Name :

Commenting guidelines

We welcome your interest and participation on this forum, but be aware that comments will be published at Equifax's sole discretion. Please don't use this blog to submit questions or concerns about your Equifax credit report or raise customer service issues. Instead, you should contact Equifax directly for all such matters and any attempts to do so in this forum will be promptly re-directed.

Some other factors to consider when commenting:
  1. Registration and privacy. While no registration is required to visit our forum, participants wishing to post a message must register by creating an account. All personal information provided by forum members incident to registration is governed by our Terms of Use and Privacy Policy.
  2. All comments are anonymous. We'll delete your name, e-mail address, and any other identifying information, including details about your investments.
  3. We can't post or respond to every comment - As much as we'd like to, we can't post every comment, nor can we guarantee that we will respond to each individual message. All questions or comments about your Equifax credit report or similar customer service issues should be handled by contacting Equifax directly.
  4. Don't offer specific legal, tax or financial advice. All of the materials on this Site are for information, education, and noncommercial purposes only and this forum is not intended as a means of expressing views or ideas regarding any specific legal, tax, or investment advice. While offering general rules of thumb is both permitted and encouraged, recommending specific ideas or strategies regarding investments, taxes, and related matters is prohibited.
  5. Credit Repair. This blog is not intended as a venue for the discussion or exchange of ideas regarding credit repair or other strategies intended to assist visitors and community members improve or otherwise modify their credit histories, ratings or scores.
  6. Stay on topic. Your comment should be concise and pertain to the specific post in question.
  7. Be respectful of the community. The use of profanity, offensive language, spam, and personal attacks will not be tolerated and egregious or repeat offenders will be banned from future participation. We encourage disagreement and healthy debate, but please refrain from personal attacks on our WordPresss and contributors.
  8. Finally: Participation in this forum may be terminated by Equifax immediately and without notice for failure to comply with any guidelines or Terms of Use. As such, you should familiarize yourself with all pertinent requirements prior to submitting any response through the blog or otherwise. All opinions expressed in this forum are solely those of the individual submitting the comment, and don't necessarily represent the views of Equifax or its management.

Equifax maintains this interactive forum for education and information purposes in order to allow individuals to share their relevant knowledge and opinions with other members and visitors. We encourage you to participate in discussions about personal finance issues and other topics of interest to this community, but please read our commenting guidelines first. Equifax reserves the right to monitor postings to the forum and comments will be published at our discretion. Do you have questions or comments about your Equifax credit report or customer-service issues regarding an Equifax product? If so, please contact Equifax directly. All opinions and information expressed or shared in blog comments are solely those of the person submitting the comments, and don't necessarily represent the views of Equifax or its management.

Real Estate Archive